Credit Cards for transfering the balance      Site disclaimer      Email Us     Bank of America Make-A-Wish® Visa® Back to the category menu Back to information page 2/1 Apply for Bank of America Make-A-Wish® Visa® Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance. The best is the 0 APR of course.