 Asiana Visa® Platinum
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Intro APR: 1.9%
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Issuer: Card issued by FIA Card Services, NA.
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APR (Purchases): Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 6.99% and P + 10.99%
APR (Balance Transfers): Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 6.99% and P + 10.99%
APR (Cash Advances): 21.99% Variable* minimum 19.99%. (P + 15.99%)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: $80
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $2,000
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Foreign Currency Conversion Fee: 3% of foreign transaction
Balance Transfer Fee: None
Reward Program Details:
- Miles per Dollar: 1 Mile
- Miles per Dollar spent on Asiana Airlines ticket purchases: 2 Miles
- Miles Compatible with Frequent Flyer Programs: Yes
- Yearly Limit on miles you can earn: 100,000
- Bonus Miles: 5,000 miles upon 1st purchase
- Anniversary Bonus Miles: 2,000 each year when you renew your card
- 90% discount on a full fare business or First class ticket for a companion (per year)
- $500 discount toward the purchase of a full fare Business Class ticket with free First Class upgrade (per year)
- 2 Free Asiana lounge passes (per year)
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
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 Apply for Asiana Visa® Platinum
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- Transfer your balance to Asiana Visa Platinum
Be alert for companies offering a great interest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credit cards are .
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- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
The best is the 0 APR of course.
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