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Balance Transfer to MilesEdge Platinum Visa Card MilesEdge® Platinum Visa® Card


MilesEdge Platinum Visa Card
Intro APR: 0%

 Issuer: Card issued by FIA Card Services, NA.
APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 4.99% and Prime + 12.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 4.99% and Prime + 12.99%
APR (Cash Advances): 21.99% Variable* minimum 19.99%. (P+15.99)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: $19
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Reward Program Details:
Points per Dollar in net purchases: 1 Point
Bonus Miles: 1,000 upon first use
Miles Expiration: Up to 5 years (points expire on the last day of your Billing Cycle that closes in December of the fourth calendar year in which they were earned).
Yearly Limit on miles you can earn: 75,000 points

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions





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Apply for MilesEdge® Platinum Visa® Card

Managing personal finance is a very important skill that everyone must master. But sad to say, our schools do not teach this important skill.

Let me share with you my 2 cents worth of insights about managing your personal finance.

1. Always buy your stuffs at a discount. Some people think that buying at a discount is being cheap, but only fools who do not take advantage of this chance to save some money.

2. Always ask for a receipt. Review all your receipts at the end of the day so that you can track your expenses of the day.

3. Record your daily or monthly expenses. Do some simple bookkeeping so that you can understand your spending habits.

4. Pay yourself first. EARN, then you SAVE first, before you SPEND it. Usually people adopt this system of EARN – SPEND – SAVE, rather than EARN – SAVE – SPEND.

5. Cut off all credit cards but one. You do not need so many credit cards. Kill off the temptation.

6. Use a credit card whenever you can, but you MUST be able to PAY OFF the FULL BALANCE every month. Credit Card Company will send you your spending statement every month, which can serve as a reference for you.

7. Do your monthly income statements checking. It is essential to know every single detail of your income statements.

8. Before you decide to buy anything, stop and procrastinate. Usually if you tell yourself to buy the stuff later, you will not buy it.

Disclaimers: Neither I nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this article for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.


  • Transfer your balance to MilesEdge® Platinum Visa® Card

  • Check your mailbox on any given day and you are likely to find one, two, three or more offers to get a credit card. Most offers on the surface look pretty good, but you’ll have to do some digging before you find one that is a real hit. Are you considering opening up a new credit card account? If so, let’s take a look at what makes a worthwhile offer for card seekers everywhere.

    No Annual Fee – It simply amazes me that anyone would still pay an annual fee to use a credit card. Oh, sure, that pretty jet black or platinum card certainly looks exclusive but is it worth your while to pay $30 or more per year for the privilege of using a particular card? I doubt it!

    No Rewards – You must be kidding me…no rewards offered? With credit card competition at a fevered pitch, it only makes sense that you be rewarded for the troubles of using a card. Most cards will assign you one point for every dollar spent and those points can be redeemed later on for gift cards, movie tickets, hotel stays, airline miles, you name it. Better are those cards that give extra points for select purchases such as visits to the drug store, for groceries, or for trips to the gas station.

    Low APR: Does it Matter – Granted, if you pay off your credit card every month then the APR you are being charged simply will not matter. 0% or 30%, you still avoid fees that can sock the average person.

    Balance Transfer Option – What decent card doesn’t give a balance transfer option to card holders? Better yet, will that card allow you to transfer funds without paying a transfer fee? No card is worth getting if you are assessed a transfer fee even if the APR is fixed for a certain amount of time.

    Other Amenities – Travel insurance and roadside assistance are valuable options if offered for free. On the other hand, credit monitoring services and credit card insurance are not worth your trouble and you probably will find that fees will be assessed to you account if you were to sign up. Simply stay away from cards promising nifty amenities that cost you plenty in the end.

    So, check out the fine print and apply for those cards meeting your litmus test. If they fail to give you something better than the average card then simply shred the offer and move on to the next one.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.