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Balance Transfer to Gold Delta SkyMiles Credit Card Gold Delta SkyMiles® Credit Card


Gold Delta SkyMiles Credit Card
Intro APR: 9.99%+prime

 Issuer: American Express

Your next vacation is closer than you think.



  • Get 10,000 Bonus SkyMiles® with your first purchase. 1
  • Earn Always Double Miles® on Delta purchases, at supermarkets, drugstores, gas stations, home improvement stores, the US Postal Service - even on your wireless phone bill payments. 2
  • Earn one SkyMile for every other eligible dollar you charge.
Enjoy added convenience, security, and savings.
  • Your frequent flyer number is conveniently printed on your Card.
  • Shopping security with Purchase Protection 3 and Buyer's Assurance. 4
Get where you want to go sooner.
  • No blackout dates
  • SkyMiles never expire 5
  • Choose from over 400 Delta award destinations worldwide.
1. 10,000 SkyMiles will be awarded after you use your Card for the first time. Please allow 6-8 weeks after you make your first purchase with the Card. This offer is valid for first-time Delta SkyMiles Cardmembers only. You may be permitted to have more than one Delta SkyMiles Credit Card Account, however you are eligible to receive welcome bonus miles for only one Card Account.

2. Offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, home improvement and hardware stores, and the U.S. Postal Service. Not valid in the departments of superstores or warehouse clubs. American Express® Cards are not currently accepted for bulk mail. Offer applies for wireless phone bill payments only. To pay your wireless phone bill automatically using your Delta SkyMiles Credit Card, please call your wireless service provider. Offer applies to qualifying Delta or Delta Connection® flights taken with the purchase of a fare that is eligible for frequent flyer mileage credit. Offer applies to Delta Vacations® packages but not other all-inclusive packages.In each year of Cardmembership, your miles are limited to $60,000 of eligible spending ($100,000 for Gold Delta SkyMiles Cardmembers, unlimited for Platinum Delta SkyMiles Cardmembers), not including bonuses. However, one mile for each U.S. dollar of eligible spending on Delta charges will be awarded aboe this limit. Bonus miles will be posted to your Delta SkyMiles account 8 to 12 weeks after the end of each month.

3. The Buyer's Assurance Plan coverage is limited to eligible products costing $10,000 or less, excluding taxes, up to $50,000 per Cardmember account per policy year. Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0953.

4. The Purchase Protection Plan covers items purchased with the Card for 90 days from the date of purchase, up to $1,000 per occurrence, $50,000 per Cardmember per policy year, in excess of other applicable insurance. For more details or to file a claim, call 1-800-322-1277. Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0951.

5. Mileage will not expire as long as members participate every three years in one of the following: travel on a qualifying Delta, Delta Connection, Delta Shuttle flight, redeem miles for a SkyMiles Award, or accrue miles with one of the SkyMiles program partners, including the Delta SkyMiles Credit Card.





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Gas prices continue to fall after the summer surge. That’s the good news. More good news is that many people have learned how to conserve energy, something they should have started years ago. As a society, we have at least started thinking about issues such as public transportation, alternative energy sources, and hybrid vehicles.

The bad news is that many Americans remain dependent on their vehicles as their only means of transportation, and had no choice but to continue to fill their tanks when the prices were higher. Their higher credit card balances are still reflecting the latest summer at the pump. Putting an even greater burden on people who can barely afford to pay the monthly minimum.

Think about the local lawn care company, taxi cab, or courier service. For small business like these, this extra burden either drove many of them out of business, or the bills are now due, and they need help.

When the credit card balances become out of control, the consumer begins search for their best debt relief. Instead of a consolidation program or refinancing their house (again), consumers are now turning to debt elimination. A true elimination program will allow people to legally walk away from 100% of that debt, without bankruptcy, consolidation, or refinancing.

The process that is used to discharge debt is based off of U.S. Supreme Courts decisions, Title 15 United State Code (USC), the Fair Debt Collections Practices Act, the Fair Credit Billing Act, the Uniform Commercial Code (UCC), and numerous Banking and Lending laws.

Given the fact that bankruptcy may no longer be an option, consumers and small business owners are now finding this type of debt relief more suitable to their needs. They are also finding their credit scores are higher after completing this process.


  • Transfer your balance to Gold Delta SkyMiles® Credit Card

  • It seems that there are tons of different ways to really grab hold of your personal finances. Everywhere you go there are so many different methods for managing your finances. One of those ways is to use personal financial software like Quicken, Microsoft Money or Mvelopes.

    While all of these are great quality software we are going to focus on the advantages of using Quicken.

    As with the other personal finance software programs available, Quicken is available in several different versions.

    There is the Basic version that is a very low level version but will suffice for most people that are just starting out on their personal financial planning journey.

    The Basic version will allow you to easily keep track of your day to day tasks. You can do things like balance your checkbook, pay your bills online, categorize your expenses, download your bank and credit card information, easily create and manage your budget.

    Quicken Basic is available at the lowest price of all the different versions. At the time of writing this article it is available for $29.99.

    Very affordable considering the money it could save you on bank fees, overdraft and NSF fees, and other costly fees you may encounter financially.

    Quicken is also available in a Deluxe version which builds upon the Basic version and will do everything the Basic version does but gives you the following functions:

    * You will be able to easily find hidden tax deductions
    * Download and track 401(k) and IRA accounts
    * Plan for college, retirement or even buying a new home
    * Store statements, checks and other records electronically

    I highly recommend the last of those. It is extremely easy to do and with most financial institutions offering e-statements you can simply download them into Quicken and then back them up and have them without the need to buy a shredder to destroy personal information. Doing this will save you a ton of money and may even prevent ID Theft.

    Finally, Quicken is also available in a Premier version which again builds on the Basic and Deluxe versions but adds even more functions for to use in planning your personal finances.

    With Quicken Deluxe, you can and will be able to monitor your portfolio and create investment performance reports.

    If you company has a ESPP (Employee Stock Purchase Plan) you can use Quicken to monitor these so you can easily assess your complete financial worth and make educated financial decisions.

    You can also find ways to help minimize capital gains taxes, generate Schedule A, B & D tax reports, and compare the MorningStar Rating™ on mutual funds.

    If you don't know what any of that means then you will probably want to start with the Deluxe or Basic versions of Quicken.

    In summary, using Quicken as your financial planning software of choice can help you make educated financial decision. By having a snapshot at your fingertips you can also easily adhere to your budget thus making life a little easier. I personally highly recommend Quicken. It is the software that I use and have used for 5 years now. Don't leave your finances to chance.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.