 Citi® Platinum Select® Card
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Intro APR: Prime + 4.24%
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Issuer: Citibank
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The Citi® Platinum Select® Card is one you can bank on. There's no annual fee, a generous credit line, and 24-hour customer service. Your benefits don't end there.
What You Get
Low Introductory Rate
• 0.00% APR on balance transfers until 4/1/05. Bonus 3 extra months of savings to 7/1/05 (See details below) 1
Free Travel & Car Rental Insurance
• Charge your plane, bus, train or ship tickets on your Platinum Select Card & receive $1,000,000 of Travel Accident Insurance.2
• Use your Citi Platinum Select Card to charge car rentals. Simply decline the car rental company's collision & damage insurance & you can save yourself money.3
Free Consumer Protection Services
• Online Guarantee. If your account number is ever compromised on the Internet, you won't be liable for unauthorized online transactions charged to your card.
• Fraud Early Warning Block. If we detect unusual activity on your card, we may temporarily block activity until we can verify that you authorized the charges.
• The Lost Wallet Service. We'll replace your lost or stolen Citibank credit card within 24 hours, & provide emergency cash or help replace lost or stolen documents including airline tickets. (Subject to your available cash advance limit.)
• Photocard. Citi® Photocard offers you free added security & a great form of photo identification by putting your picture and signature on the front of your Citi® card.
Account Online
• Manage your Citi® card account conveniently & securely using Account Online. It lets you view your account details, current & past statements, purchases, payments & more.
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 Apply for Citi® Platinum Select® Card
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- Transfer your balance to Citi Platinum Select Card
Be alert for companies offering a great interest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credit cards are .
- Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
The best is the 0 APR of course.
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