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Balance Transfer to Citi Diamond Preferred Rewards Card Citi® Diamond Preferred® Rewards Card


Citi Diamond Preferred Rewards Card

Intro APR: Prime + 4.99%

Issuer: Citibank

Earn all kinds of rewards with the Citi® Diamond Preferred® Rewards Card: home, electronics, sports, dining, travel, the list goes on. There's no fee to participate and points are easy to earn and easy to redeem. 9 out of 10 poeople prefer a

free rewards program.

Would 9 of you please read on?

Apply now and reward yourself with:
  • 0% APR* on balance transfers for nine months
  • $50 gift card – Redeem 5,000 bonus points after first purchase**
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases***
  • No annual fee and FREE rewards program
With this rewarding card also comes the protection of:
  • Citi Identity Theft Solutions
  • Price Protection Program****
  • $0 Liability on unauthorized purchases
With our free rewards program there are lots of rewards to choose from, and you won't have to wait forever to get them. Plus, earn 5 reward points for every dollar you spend at supermarkets, drugstores and gas stations.§
See just how good a rewards program can be.

Shopping
With merchandise and retail rewards, all the best brands are right at your fingertips.
Dining
With terrific dining rewards, it's one delicious choice after another. Yum.
Travel
Time to get out of town? Our travel certificates can help you get up and go.


*The balance transfer APR is 0% for 9 months from the date of the first balance transfer. After the promotional period, your standard APR will be applied to all remaining balance transfer amounts. As of April 1 2004, the standard variable APR for purchases is 9.99%. The standard variable APR for cash advances is 19.99%. However, if you default under any Card Agreement that you have with us, we may immediately increase the APR on all balances (including any promotional balances) to a variable default rate of 27.99%. The minimum finance charge is $.50. The transaction fee for cash advances is 3% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers is 3% of the amount of the cash advance, but not less than $5. The transaction fee for balance transfers is 3% of the amount of each balance transfer; minimum of $5 and $50 maximum. However, there is no balance transfer fee with this offer. The annual membership fee is $0.

**You will receive 5,000 bonus points after your first purchase with your Diamond Preferred Rewards Card as long as you use it within 3 months of account opening. The bonus points can be redeemed for a $50 gift card good at leading national merchants. See program details for complete merchant listings.

***Citi shall determine which purchases qualify for this offer. For further details, please see Diamond Preferred Rewards Program terms and conditions. Balance transfers, cardmembership fees, cash advances, returned purchases, convenience checks and finance charges do not earn points.



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  • Transfer your balance to Citi Diamond Preferred Rewards Card
    Be alert for companies offering a great interest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credit cards are .
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  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
    The best is the 0 APR of course.