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Balance Transfer to Bank of America Make-A-Wish Visa Bank of America Make-A-Wish® Visa®


Bank of America Make-A-Wish Visa
Intro APR: 1.9%

 Issuer: Card issued by FIA Card Services, NA.
APR (Purchases): Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 2.99% and P + 9.99%
APR (Balance Transfers): Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 2.99% and P + 9.99%
APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: $25,000
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Reward Program Details

  • The Make-A-Wish Foundation will receive .65% of all net purchases and a minimum of $2 per open and activated account
  • No Annual Fee
  • The most rewarding card you'll ever use

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions





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Web developers with extensive graphic arts background often pay more attention to how a page looks than considering how visitors are going to find the page. The consideration on Usability and Business gets sidelined. On the other side of this issue, SEO consultants obsess about how much traffic it generates and how well a web site works. Sales and Business gets a front seat for them.

Designers want more 'pretty' graphics, but SEOs want lots of 'ugly' keyword-rich text, bullet lists, and text links. The more graphically complex the website the longer it will take to load.

To balance those Looks vs. Works, currently a web design company is in demand, which have an advanced knowledge on marketing, designing, programming as well as aesthetics. Designers having absolute control over the size and dimensions of all aspects with an eye on marketing are pitching to success. Today, fixed browser-friendly designs are more frequently chosen over the liquid designs.

There is a usability reason for why a designer may choose a more fixed layout. There is usually an optimal line width in terms of readability. There is a rule which tells that lines should be between 40-60 characters long, or approximately 11 words per line, though users can choose their windows size and font selection to optimize the factors which are important to them.

It becomes difficult sometimes to create a fixed layout which looks well and sells. Well, if the content is agreed upon, there is always a little difficulty in developing.

Storyboarding

To maintain an adorable balance between LOOKS and WORKS, the modern web gurus emphasize on storyboarding. Storyboarding covers the business, audience, purpose and the content. So the web designing is going to be more and more of calculative engineering than liberal art.

Storyboarding records description, purpose and title of each page in a given website. Then those elements are linked together according to the most effective and logical diagram patterns. It is like a prototype where there are options for feature enhancements and future improvements.

Audience Research

The key step in web designing/planning is defining the audience. They are the group of people who will visit your website – the market being targeted. Those people have a certain reason for visiting your site. And it is important for you to know what they are looking for. Technology and Eye-Candy designs come much later.

A clearly defined goal of the site and an understanding of what visitors want to do when they come to your site helps to pitch your message to identify the target audience. Upon considering who is most likely to use the content. There are some common factors a webmaster should take care. They are:

Audience Characteristics - Age, Language, Education

Information Preferences - Techies, Naive

Computer Skills - Beginners, Masters

Web Experience - Web builders, Web surfers, Lay-users







  • Transfer your balance to Bank of America Make-A-Wish® Visa®

  • Savings account is an account for deposit of savings of an individual. A base savings account is opened when you join the credit union. The savings account is an individual's membership account and it is a very liquid investment that normally accrues less than 1% interest annually. We're not saying that anything that pays more than a savings account is risky. Besides the fact that you will be less likely to spend it, putting your money in a savings account is safer because it is insured. Therefore, it is a secure, convenient and inexpensive method to save your money. This savings account is a great place to start saving. An education savings account is an education savings plan set up and managed by a parent or guardian for the benefit of a minor. The perfect way to start a personal financial management program for the future is by having your own account for savings. Your next job when choosing a savings account is to decide how much access you need to your money. As we know, it is designed for anyone wishing to save regularly. A savings account is a deposit account intended for funds that are expected to stay in for the short term.

    I-Plan is a unique banking package offered by American Savings Bank. I-Plan Savings is part of our I-PlanSM account which combines a personal checking account and a specially tiered statement savings account. Your employer may also set up a plan for employees as well. Tax-advantaged savings plan that covers current and future medical expenses. Individuals may participate in either a prepaid tuition plan or utilize a higher education savings account plan. Accounts offering tax-advantaged saving specifically for education are the 529 Savings Plan and Coverdell Education Savings Account. If you're self-employed and are shopping for a health care plan, an HSA can offer some benefits.

    Everyone gets the same high rate of interest on your savings account regardless of how much money you save. Interest on your savings account is accrued daily, compounded monthly and credited to your available balance at the end of each month. Interest is calculated daily and paid monthly on a stepped basis to your account. Interest rates are tiered, so the more you save, the more you earn. Savings accounts paying attractive rates of interest often seem too good to be true.

    A safe and easy way to save your money is with a bank savings account. If you overdraw your checking account, the bank can transfer funds from your savings account to your checking account. You make a deposit equal or exceeding the minimal deposit amount established by the bank to your current account.

    Another positive approach towards investing is by depositing all income first and then provide for the expenses. A retirement savings account is a superannuation account offered by a bank, building society, credit union or a life insurance company. Whether you're saving for a new car, a winter vacation or a cottage at the lake, your savings account is the perfect option for you and it is likely to hold funds for a while, but with the intention of getting to them relatively easily.


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  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.