 CitiBusiness® Card
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Intro APR: Prime + 4.99%
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Issuer: Citibank
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The card built for small businesses.
- 0% APR on balance transfers for 12 months
- No annual fee for the primary card
- Low rate on purchases
- Quarterly and annual account summaries
- Additional cards for employees with credit limits you set
- Free access to "Ask Experts" service
- Generous credit line
- Savings on everyday business purchases
Other Card Benefits
The CitiBusiness® Platinum Select® Card comes with benefits you just can't find with most other small business cards:
- Generous line of credit
- "Ask the Experts" Service
- Save up to 36% on name-brand office products
- $0 liability for unauthorized charges to your account
- Convenient Online Account Management
- See current balance
- Review past statements
- Check unbilled activity
- Up to 24 additional cards for employees, with the ability to set credit limits
- Exclusive Concierge Service
- Dedicated 24-hour Small Business Customer Service
- Worldwide Acceptance
TERMS AND CONDITIONS
*The APR for balances transferred is 0%. Provided you keep your CitiBusiness® Platinum Select® Card Account and Citibank Card Accounts in good standing, this rate will be in effect for 12 months from account opening. Thereafter, the balance transfer APR will revert to the APR then in effect for purchases. APR for Purchases: Prime Rate + 4.99% (8.99% APR as of January 1, 2004). APR for Cash Advances: 19.99%. If you fail to keep your CitiBusiness® Platinum Select® Card Account or Citibank Card Accounts in good standing, Default Rate: Up to 23.99% plus the Prime Rate (27.99% APR as of January 1, 2004). Minimum Finance Charge: 50 cents. Transaction Fee for Cash Advances: 3% of the amount of each cash advance, but not less than $5. Transaction Fee for Balance Transfers: 3% of the amount of each balance transfer, but not less than $5 or more than $50. However, there is no balance transfer fee for balances transferred in response to this offer.
There is no annual fee for the primary card. Fees for additional cards: $20 per year includes up to the first 4 additional cards and $5 per year for each additional card thereafter.
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 Apply for CitiBusiness® Card
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- Transfer your balance to CitiBusiness Card
Be alert for companies offering a great interest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credit cards are .
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- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
The best is the 0 APR of course.
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