 Citi® Dividend Platinum Select® Card
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Intro APR: Prime + 5.49%
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Issuer: Citibank
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Use your card... Earn a cash back... Get a check...
Rewarding Benefits
- Save with 0% APR on Balance Transfers for 12 months with no Balance Transfer fee†
- Earn cash back on everything–a full 5% cash back on purchases at supermarkets, drugstores and gas stations, plus 1% on all other purchases.§
- Earn cash back on Cash Advances and Balance Transfers.
- Acceptance at millions of locations worldwide.
- No annual fee
Platinum Select® benefits
- Dedicated 24/7 Customer Service
- Free online services:
- See current balance and unbilled activity
- Review past statements
- Pay your credit card bill, or all your bills
- Personal information protected by our Privacy Promise
- $0 Liability on Unauthorized Charges—you are never liable for unauthorized purchases
- Citi® Photocard option available
Everywhere you look, there's big cash back
Earn cash back on everything with the Citi® Dividend Platinum Select® MasterCard®.
Here's how:
- Earn cash back on Cash Advances and Balance Transfers.
- Accepted at millions of locations worldwide.
- Your cash rewards will appear as Dividend Dollars on your monthly statement.
*As long as first balance transfer is completed within 9 months of date of account opening, the balance transfer APR is 0% for 9 months from the date of the first balance transfer. After the promotional period, your standard APR for purchases will be applied to all remaining balance transfer and promotional purchase balance amounts. As of April 1, 2004, the standard variable APR for purchases is 8.99%. The standard variable APR for cash advances is 19.99%. However, if you default under any Card Agreement that you have with us, we may immediately increase the APR on all balances (including any promotional balances) to a variable default rate of 27.99%. The minimum finance charge is $.50. The transaction fee for cash advances is 3% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers is 3% of the amount of each balance transfer; minimum of $5 and $50 maximum. However, there is no balance transfer fee for balances transferred in response to this offer. The annual membership fee is $0.
© 2004 Citibank (South Dakota), N.A. Citi, Citibank, Platinum Select and Citi with Arc Design are registered service marks of Citicorp.
MasterCard® is a registered trademark of MasterCard International Incorporated.
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 Apply for Citi® Dividend Platinum Select® Card
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- Transfer your balance to Citi Dividend Platinum Select Card
Be alert for companies offering a great interest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credit cards are .
- Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
The best is the 0 APR of course.
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