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Balance Transfer to Bank of America Visa Platinum Card Bank of America Visa® Platinum Card


Bank of America Visa Platinum Card

Intro APR: 0%

Issuer: Bank of America

  • APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% (currently 9.99%) and Prime + 12.99% (currently 18.99%)
  • APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% (currently 9.99%) and Prime + 12.99% (currently 18.99%)
  • APR (Cash Advances): 21.99% Variable
  • Finance Configuration: Average Daily Balance (including new purchases)*
  • Annual Fee: None
  • Additional Cardholders: $0
  • Grace Period: 20 Days (Min.)
  • Minimum Credit Limit: $500
  • Maximum Credit Limit: N/A
  • Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
  • Over-The-Limit Fee: $35
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: None
Benefits
  • Online Banking service
  • Welcome anywhere Visa credit cards are accepted
  • Convenience checks at no extra charge
  • Additional cards at no extra charge
  • Bilingual (English/Spanish), Braille and large-print credit card statements available upon request
  • Zero liability from unauthorized card use if you notify us promptly
  • Travel and emergency assistance
  • Automatic auto rental insurance
  • Purchase Replacement, which provides for repair or replacement for covered purchases that are stolen, damaged or lost at a known location, within 90 days of the date of purchase
  • Purchase Guard, which will double the manufacturer's original United States (U.S.) warranty period for covered purchases with a warranty duration of 1 year or less
  • Total Security Protection™, our free package of security features


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  • Transfer your balance to Bank of America Visa Platinum Card
    Be alert for companies offering a great interest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credit cards are .
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  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
    The best is the 0 APR of course.