 Chase Flexible Rewards Visa® Signature Card
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Intro APR: 0%
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Issuer: Chase Manhattan Bank
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Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every dollar spent1 and turn everyday purchases into extraordinary rewards:
- Merchandise - Choose from a variety of great brand name products.
- Travel - Earn airline tickets, hotel stays or car rentals.
- Cash back - Redeem 3,500 points and receive a $25 check.
- Gift cards - Get free stuff from your favorite stores and restaurants.
Earn 1,000 bonus points2 with your first purchase. Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with 0% APR for up to 6 months* and no annual fee.
The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application for Flexible RewardsSM Platinum Visa® card and credit history.
*Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.
1No points will be earned on balance transfers, cash advances, overdraft protection advances, convenience checks, money orders, finance charges, unauthorized or fraudulent charges or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation is 5,000 per month/60,000 per year. Points will expire after 60 months.
2Please allow 4 to 6 weeks after your first purchase for bonus points to be applied to your account.
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 Apply for Chase Flexible Rewards Visa® Signature Card
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Interest rates are low and home values are on the rise in North Carolina, which has prompted many people to borrow from some of the equity that has built in their home. If you are wondering whether of not a North Carolina home equity loan will benefit you, here are just a few of the incentives currently being offered. Low, Low Rates The rates on North Carolina home equity loans are so low that many borrowers choose to use this type of financing rather than taking out a car loan, student loan, or home improvement loan. Though home equity loan rates can change on a daily basis, current rates in North Carolina average 7.51 percent. Tax Deductions Though North Carolina does offer tax breaks for veterans, the elderly, and the disabled, the state is not known for its tax friendly environment. If you are looking for a tax deduction, a home equity loan may be one of your best options. In almost every case, interest payments on North Carolina home equity loans are tax deductible. Lender Rewards Lenders have thoroughly enjoyed the amount of business that they have received from home equity loan applicants. To keep borrowers interested in this type of financing, many lenders have begun to offer additional incentives with North Carolina home equity loans. Rewards are similar to those offered by credit card companies, and include everything from free plane tickets to all expenses paid cruises. Flexibility A final reason to choose North Carolina home equity loans over other borrowing options involves the flexibility that comes with these loans. Many home equity loan programs allow you to choose the terms. You determine how high you want your payment to be, how long you want to take to pay the loan back, and in some cases, whether or not you are going to pay on the balance versus just paying interest. |
- Transfer your balance to Chase Flexible Rewards Visa® Signature Card
Minimize Credit Card Spending During the Holidays The holiday shopping season is a much-anticipated time of year for both the retail industry and consumers. For the retail industry, the largest percentage of their sales are earned during the holidays by consumers who have failed to plan and are easily lured to make impulse purchases for shiny new gadgets. Consumers on the other hand make a dash for the mall, credit card in hand, in search of a thrill from the fancy decorations and Christmas music, the sale signs, and the crowds. At the end of the day, or shall I say in January after things have calmed down, consumers are weeping because of their huge credit card bills wondering where all the money went and retailers are laughing all the way to the bank or the board room. While, its not such a bad thing for the retail industry, how can we as consumers make sure that we are not weeping but celebrating along with the industry? It is simple. We can develop a plan and a budget, which includes shopping year round for gifts and doing some comparison-shopping. Christmas comes the same time every year. We have approximately 12 months to develop a plan and to execute it if we desire to save money and keep our credit card balances low. Why wait until December 1 or Black Friday to begin our Christmas shopping? For the adults and even some of the children on our list we can shop for gifts year round. Why not begin in January or early February when the winter clearance begins for many retailers? Or stock up on the latest toys and gadgets at significant savings on the day after Christmas. To avoid the long lines the day after the holiday, shop online where the deals have proven to be just as good. Some merchants even offer free shipping. Be on the look out for online coupon codes and free shipping offers. Your plan should also consist of making a list, which includes the names of all the family members, and friends that you need to purchase something for along with a gift or two that is representative of them and your relationship. Then you should develop a total budget using the highest price item of the two that you listed and make the conscious decision to adhere to that bottom line. After you’ve done this, prepare to do some comparison-shopping, which you can do from the comfort of your own home. The thing about comparison-shopping is that you must give your self enough time; this is not for procrastinators. Check the Internet sites of competing retailers to see who has the best price and check the weekly advertisements too. This way you know what you want and where to get it before you leave home, which will reduce the number of impulse purchases you make and reduce the temptation to pick up things along the way. Don't become trapped in credit card debt year after year during the holiday season. Make a decision to develop a plan and follow it. Decide early on who you want to purchase gifts for and select the ideal gift. Then develop a budget that you can adhere to that will cover the expense of all these gifts. Finally, allow yourself enough time to do some comparison-shopping. Watch for sales cycles and weekly advertisements from those same merchants. Then make up your mind to be done or at least 95% complete with your holiday shopping before December 1st. By having a plan and make a concerted effort to stick with it, you can ensure that you will be rejoicing at all the money you saved in January because you made the decision to stop letting retailers control your credit card spending.
- Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
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