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Debt IVA
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 Apply online for a balance transfer of 0% interest or get a cashback bonus!
 Finding your credit card with balance transfer of 0% is simple with the help of our directory. The credit card providers featured on our site are offering some of the best deals available online. Read our quick guide on balance transfers then browse the offers and apply online.
How does credit card balance transfer work?
Balance transfer is a special offer from the credit card issuer. When you agree to transfer the balance from one credit card to another the creditor that you are transferring to issues a check for the other credit card company. Thus from the point of the company who you are transferring from it appears as if you made a single payment in the amount of the transfer. With most companies this should not cause any problems with the creditor you are transferring from. If you have doubts however it is best to check with them. Just give them a call and ask about your agreement with them.
How can credit card balance transfer save me money?
It saves you money by simply reducing your monthly interest charges. Before agreeing to a balance transfer make sure that you get the best rate fit for your budget and plans. If you are planning to take advantage of an introductory rate and hope to transfer again when the introductory rate is up you are taking chances. The chance that you won't be able to transfer again. In that case don't forget that the interest rate will go up after the introductory period. For example if the rates go up to 12.99% after the introductory period and you get stuck with them then after paying the interest charges after several months at that rate you'll be at the same level as if you would have taken a fix 9.99% low rate offer without introductory period. This is why we offer fixed low cards without introductory rates as well so that your options are open.
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Chase Perfect Card® |
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Intro APR: 13.99%
0% Introductory APR* on balance transfers
Earn a 6% rebate on all gasoline purchases for the first 90 days your account is open
Earn a 3% rebate on all gasoline purchases after the 90 day introductory period
Earn a 1% rebate on purchases
All the rebates you earn are automatically credited toward future purchases
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 Detailed information about this credit card
 I want to apply for Chase Perfect Card® |
Blue from American Express® |
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Intro APR: 0%
0% introductory rate for purchases for 15 months
Then a fixed APR Prime + as low as 3.99%
No annual fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Choose to carry a balance or pay in full
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
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Detailed information about this credit card
I want to apply for Blue from American Express® |
Discover® More(SM) Card |
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Intro APR: 0%
0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback BonusŪ in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
*View DiscoverŪ Card Rates, Fees, Rewards and Other Important Information.
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Detailed information about this credit card
I want to apply for Discover® More(SM) Card |
Miles by Discover® Card |
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Intro APR: 0%
Book any travel, anytime with no blackout dates or restrictions
Double Miles on up to $3,000 in travel and restaurant purchases each year
1 Mile for every $1 on all your other purchases
Unlimited Miles that never expire as long as you use your card
Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
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Detailed information about this credit card
I want to apply for Miles by Discover® Card |
Hilton HHonors® Platinum Credit Card |
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Intro APR: 2.9%
Low APR: 2.9% for first six months of cardmembership, on Balance Transfer requests submitted with this application
Earn HHonors points with virtually every purchase
No annual fee
Travel Accident Insurance
Car Rental Loss and Damage Insurance
10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
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Detailed information about this credit card
I want to apply for Hilton HHonors® Platinum Credit Card |
Blue Sky® |
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Intro APR: 0%
Redeem points to save on any airline, hotel, rental car or cruise - no blackout dates or travel restrictions
No blackout dates, no travel restrictions
No annual fee and a 0% intro APR
World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
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Detailed information about this credit card
I want to apply for Blue Sky® |
Money Return Visa® Platinum |
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Intro APR: 0%
Card issued by Bank of America, N.A. (USA)
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
No liability for unauthorized Internet transactions.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
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Detailed information about this credit card
I want to apply for Money Return Visa® Platinum |
The Rainbow Card® Platinum Plus® Visa® Card |
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Intro APR: 0%
For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you!
The Rainbow Endowment is a grant making organization that funds the GLBT community.
Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
No annual fee
Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
*See website for complete terms and conditions of card usage and application disclosure.
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Detailed information about this credit card
I want to apply for The Rainbow Card® Platinum Plus® Visa® Card |
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- Directory of platinum cards with listings for Internet, cash-back, business, and more.
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- Car Loan Master - Car loan, auto loan purchase for people with excellent or bad credit.
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