Credit card balance transfer
A well chosen credit card balance transfer can save you a lot of money. Why spend your hard earned cash on credit card interest that you don't have to pay?
Act now and by spending a few minutes applying online for a new credit card you could save money on your existing credit card balance. Click on the images or links on the right to be taken to the official CitiBank credit card website.
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 Balance Transfer Credit Cards: CitiBank Credit Cards
Finding your credit card with balance transfer of 0% is simple with the help of our directory. The credit card providers featured on our site are offering some of the best deals available online. Read our guide on balance transfers then browse the CitiBank credit cards offers and apply online.
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Balance transfer credit cards.
Transfer your balance to a card with a lower interest rate. If you have two or more credit cards with outstanding balances, consider moving the outstanding balances to the card with the lowest interest rate. You will save money each month and simplify your record keeping by receiving only one bill.
Negotiate for a lower rate with your credit card company. If you have a good credit history, you are a valuable asset to your credit card company. Call them and seek ways to lower your interest rate. This is often possible, but never advertised. If the interest rate you are currently paying is very high, imply you may cancel the card and go with a competitor unless they adjust your rate downward. It doesn’t hurt to ask, and you may be surprised at the results.
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