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Credit card balance transfer

A well chosen credit card balance transfer can save you a lot of money. Why spend your hard earned cash on credit card interest that you don't have to pay?

Act now and by spending a few minutes applying online for a new credit card you could save money on your existing credit card balance. Click on the images or links on the right to be taken to the official CitiBank credit card website.

Advanta Credit Cards! Balance Transfer Credit Cards: CitiBank Credit Cards
Finding your credit card with balance transfer of 0% is simple with the help of our directory. The credit card providers featured on our site are offering some of the best deals available online. Read our guide on balance transfers then browse the CitiBank credit cards offers and apply online.
Credit Card Offers


CitiBusiness Card

CitiBusiness Card
Intro APR: Prime + 4.99%
0% APR on balance transfers for 12 months
No annual fee
Business-size credit line
Free additional cards for employees with credit limits you set
Quarterly and annual account summaries

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CitiBusiness AAdvantage Visa

CitiBusiness AAdvantage Visa
Intro APR: Prime + 9.99%
Earn 15,000 Bonus Miles after first purchase
Earn 1 AAdvantage mile for every dollar you spend on purchases up to 150,000 miles per year
No blackout dates and miles that may never expire
Business-size credit line
Quarterly and Annual Account Summaries
Free additional cards for employees with credit limits you set
Annual Fee - $75.00

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Citi Platinum Select Visa Card for College Students

Citi Platinum Select Visa Card for College Students
Intro APR: Prime + 9.99%
Citi Indentity Theft Solutions
$0 Liability on unauthorized purchases
No minimum income or co-signer required
No annual fee
0% APR on balance transfers, cash advances and purchases for 6 months

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Citi Platinum Select Card

Citi Platinum Select Card
Intro APR: Prime + 3.49%
Citi Indentity Theft Solutions
$0 Liability on unauthorized purchases
No annual fee
0% APR on balance transfers and purchases for 12 months

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Citi Dividend Platinum Select Card

Citi Dividend Platinum Select Card
Intro APR: Prime + 5.49%
Earn 5% cash back on purchases at supermarkets, drug stores, and gas stations
Earn 1% cash back on all other purchases
Earn $5 cash back for every individual balance transfer transaction of $1500 or more
$0 Liability on unauthorized charges
0% APR on balance transfers for 12 months
No annual fee
Citi Indentity Theft Solutions

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Citi Diamond Preferred Rewards Card

Citi Diamond Preferred Rewards Card
Intro APR: Prime + 4.99%
5,000 bonus ThankYou Points after your first purchase, redeemable for a $50 gift card
5 reward points for every $1 spent on purchases at supermarkets, drugstores, and gas stations
1 reward point for every dollar spent on other purchases
Earn to 75,000 ThankYou Points per year
Citi Identity Theft Solutions
Price Protection Program
$0 Liability on unauthorized solutions
No annual fee
0% APR on Balance Transfers for 12 months

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Citi Hilton HHonors Visa Card

Citi Hilton HHonors Visa Card
Intro APR: Prime + 9.99%
Receive 15,000 Hilton HHonors bonus points after first purchase. Equals to 2 night?s stays at participating Hilton Hotels.
3 HHonors bonus points for every dollar spent using card, plus 2 HHonors bonus points for each dollar spent on net purchases
Double Dip and receive both Hilton HHonor points and airline miles for the same stay.
Complimentary Silver VIP membership for first year of card membership
2.99% intro APR on purchases and balance transfers for 6 months
No annual fee

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CitiBusiness Card with ThankYou Network

CitiBusiness Card with ThankYou Network
Intro APR: Prime + 5.99%
7,500 bonus points after first purchase
1 ThankYou Point for every dollar spent on purchases and 3 ThankYou Points on eligible business purchases
Free quarterly and annual account summaries
Free unlimited additional cards for employees with credit limits you set
Ability to check card balances, pay your statement and get cash at Citibank ATMs and branches
Intro APR : 0% APR for 6 months
No annual fee

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Citi Upromise Card

Citi Upromise Card
Intro APR: Prime + 5.99%
Get 1% in college savings from Citi everywhere you shop - up to $300 per year
10% college savings on many grocery and drugstore purchases at participating stores
2% college savings on gas at Exxon and Mobil locations
Citi Indentity Theft Solutions and Online Fraud Protection
$0 liability on unauthorized charges
No annual fee
Balance Transfer Offer : 0% APR for 12 months

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Citi Driver s Edge Visa Card for College Students

Citi Driver s Edge Visa Card for College Students
Intro APR: Prime + 9.99%
Earn 3% rebates on purchases at supermarkets, drugstores, and gas stations
Earn 1% rebates on other purchases
Earn rebates towards any car, new or used
Build your credit history
$0 liability on unauthorized purchases
0% APR for 6 months on puchases, cash advances, balance transfer
No annual fee

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Citi Driver s Edge Platinum Select Card

Citi Driver s Edge Platinum Select Card
Intro APR: Prime + 5.99%
Earn 6% rebates on purchases at supermarkets, drugstores, and gas stations for 12 months, 3% after that
Earn 1% rebates on other purchases
Earn rebates for the miles you drive
Redeem rebates toward the purchase or lease of any new or used vehicle
Redeem rebates toward service, repairs, or maintenance performed on your vehicle
$0 Liability on unauthorized charges
No annual fee
Balance Transfer Offer : 0% APR for 12 months

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Citi Platinum Select AAdvantage World MasterCard

Citi Platinum Select AAdvantage World MasterCard
Intro APR: Prime + 9.99%
Earn 12,500 Bonus Miles after first purchase
Earn 1 AAdvantage mile for every dollar spent on eligible purchases ? up to 100, 000 miles per year
No pre-set spending limit
No blackout dates and miles may never expire
$0 Liability on unauthorized charges
Redeem AAdvantage miles with over 20 of the world?s top airlines, major car rental companies and hundreds of luxurious hotels worldwide.
Reduced Mileage Awards ? 7,500 fewer miles to select destinations.
Annual Fee - $85.00

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Citi Dividend Platinum Select Visa Card for College Students

Citi Dividend Platinum Select Visa Card for College Students
Intro APR: Prime + 9.99%
Earn 5% cash back on purchases at supermarkets, drug stores, and gas stations
Earn 1% cash back on all other purchases
Build your credit history
$0 Liability on unauthorized charges
0% APR on balance transfers and cash advances for 6 months
No annual fee
Citi Indentity Theft Solutions

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Citi PremierPass

Citi PremierPass
Intro APR: Prime + 5.99%
5,000 bonus points after first purchase and first year fee waived
Get 1 point for every 3 miles you fly on any airline ? up to 50,000 points per year
Earn points for miles flown by friends and family when you buy their tickets with card
Get 1 point for every dollar you spend on all other purchases
Earn up to 100,000 total points per year
Points never expire as long as you make 1 purchase every 3 years
Redeem for travel on any airline, with no blackout dates
Redeem for gift certificates, merchandise, and more through the ThankYou Redemptions Network
Free quarterly & annual account summaries
No pre-set spending limit
No annual fee
Balance Transfer Offer ? 0% APR for 12 months

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Citi Bronze AAdvantage MasterCard

Citi Bronze AAdvantage MasterCard
Intro APR: Prime + 9.99%
5,000 Bonus Miles after first purchase
Earn 1 AAdvantage mile for every $2 dollars you spend on eligible purchase ? up to 25,000 miles per year
No blackout dates for AAdvantange award travel on American Airlines, American Eagle & AmericanConnections carriers.
AAdvantage miles may never expire
No Annual fee

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AT&T Universal Platinum MasterCard

AT&T Universal Platinum MasterCard
Intro APR: Prime + 3.74%
Save on the phone services you use every day
* 2 free directory assistance inquiries per month
* Up to 30 free minutes per month anytime, anywhere
Enjoy fraud protection
* Wireless phone loss & theft insurance reimbursement for replacement coverage
* Citi? Identity Theft Solutions
* Fraud Early Warning
* $0 Liability Protection on unauthorized purchases
0% on balance transfers for 12 months
No Annual fee

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AT&T Universal Rewards Card

AT&T Universal Rewards Card
Intro APR: Prime + 5.49%
Earn up to 5 times the points on eligible purchases
* 5 ThankYou points for every dollar spent at supermarkets, drugstores and gas stations
* 5 ThankYou points for every dollar spent on eligible AT&T products and services
* 1 ThankYou point for every dollar spent on other purhcases
Save on the phone services you use every day
* 2 free directory assistance inquiries per month
* Up to 30 free minutes per month anytime, anywhere
Enjoy fraud protection
* Wireless phone loss & theft insurance reimbursement for replacement coverage
* Citi? Identity Theft Solutions
* Fraud Early Warning
* $0 Liability Protection on unauthorized purchases
0% on balance transfers for 12 months
No Annual fee

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Balance transfer credit cards.

Transfer your balance to a card with a lower interest rate. If you have two or more credit cards with outstanding balances, consider moving the outstanding balances to the card with the lowest interest rate. You will save money each month and simplify your record keeping by receiving only one bill.

Negotiate for a lower rate with your credit card company. If you have a good credit history, you are a valuable asset to your credit card company. Call them and seek ways to lower your interest rate. This is often possible, but never advertised. If the interest rate you are currently paying is very high, imply you may cancel the card and go with a competitor unless they adjust your rate downward. It doesn’t hurt to ask, and you may be surprised at the results.



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