 Citi® Platinum Select® Visa® Card for College Students
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Intro APR: Prime + 9.99%
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Issuer: Citibank
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You establish great friendships in college. Establish great credit, too.
When selecting your friends, you’re choosy. You should be just as picky when selecting a credit card. The smart choice is the Citi Platinum Select Card for College Students. Benefits include:
- 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement
- $0 liability on unauthorized purchases
- No annual fee
- FREE Online Account Management
- No minimum income or co-signer required
Card Benefits
There's a lot online for Citi® Cardholders:
Manage your account online
Check your balance and due date. View your statements securely online (and get statements only online with our All-Electronic Program). Even request a balance transfer - instantly. And when you're in Account Online, all of your information is protected with 128-bit encryption.
Pay your bills the easy way - online
Give yourself more time for the things you want to do by making Citi card bill payments online with Click-to-Pay, or paying all your monthly bills with Citibank® Bill Manager.
Shop online the smart way
Use your Citi card for online purchases and get added protection with Virtual Account Numbers. Plus, you're always protected by $0 liability for unauthorized purchases.
Your privacy and security
Get the peace of mind you need with Fraud Early Warning, Credit Protector, and more.
*Introductory rate of 0.0% for 6 months from date of cardmembership on purchases, cash advances and balance transfers. After the promotional period, the standard APR for purchases will be applied to all remaining purchase and balance transfer amounts; the standard APR for cash advances will be applied to all remaining cash advance amounts. (As of July 31, 2003, the standard variable APR for purchases: 13.99%; the standard variable APR for cash advances: 19.99%.) However, if you default under any Card Agreement, we may immediately increase the rate on all balances (including any promotional balances) to a variable default rate of 27.99%. The minimum finance charge is $.50. The transaction fee for cash advances is 3% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers is 3% of the amount of each balance transfer; minimum of $5 and $50 maximum. However, there is no balance transfer fee for balances transferred in response to this offer. The annual membership fee is $0.
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 Apply for Citi® Platinum Select® Visa® Card for College Students
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- Transfer your balance to Citi Platinum Select Visa Card for College Students
Be alert for companies offering a great interest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credit cards are .
- Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
The best is the 0 APR of course.
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