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Balance Transfer to Chase FreedomSM Cash Visa Chase FreedomSM Cash Visa®


Chase FreedomSM Cash Visa
Intro APR: 0%

 Issuer: Chase Manhattan Bank
Take control of your rewards with

Chase FreedomSM.

Choose Points. Choose Cash Back. Change your mind and keep what you've earned.
Earn 3 Points for every eligible $1 spent1 in purchases at:
    • Grocery Stores: Stock up on food, household goods and more
    • Gas Stations: Use your card for fuel, repairs, car washes, and other purchases
    • Quick Service Restaurants: Rewards add up fast from pizza to hamburgers to tacos - even sandwich shops, coffee houses and more

  • Earn 1 Point for every $1 spent1 in purchases everywhere else
  • Reward yourself with as few as 1,000 Points
  • Save with 0% APR* for up to 6 months** and No Annual Fee
Chase Freedom gives you the power to choose the rewards you want and the freedom to change your mind.




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As the user's interaction with the database is predetermined by what the IVR system will allow the user access to, IVR technology does not require human interaction over the telephone. Example, banks and credit card companies use IVR systems because their customers can receive up-to-date account information instantly and easily without necessarily speaking to a person. IVR technology is also used to gather information, such as telephone surveys in which the user is prompted to answer questions by pushing the numbers on a touch-tone telephone.

Generally the system plays pre-recorded voice prompts to which the person presses a number on a telephone keypad to select the option chosen, or engage in simple answers such as "yes", "no", or numbers in answer to the voice prompts. The latest systems use natural language speech recognition to interpret the questions that the person wants answered. One of the newest trends, Guided Speech IVR, integrates live human agents into the design and workflow of the application to enable speech recognition with human context.

Other innovations include the ability to speak complex and dynamic information. Examples would be an e-mail, news report or weather information using Text-To-Speech (TTS). TTS is a computer generated synthesized speech and is no longer the robotic voice people associate with computers. Real voices are used to create the speech in tiny fragments that are glued together before the caller hears it.

IVR systems can be used to create and manage many services such as telephone banking, order placement, caller identification and routing, balance inquiry, and airline ticket booking. Voicemail systems are different from IVR systems because they are a one-way communication tool (the caller leaves a message), but IVR systems attempt two-way interaction with the caller. Automatic call distributor (ACD) systems are often the first point of contact when dealing with any larger business, and can be used in place of more expensive IVR systems. IVR systems are mainly used at the front end of call centers to identify what type of service the caller wants and to extract numeric information such as account numbers as well as provide answers to simple questions like account balances or just to allow pre-recorded information to be heard.

IVR systems are often referred to as being unhelpful and difficult to use because of the poor design and lack of appreciation of the callers' needs. A fully functional IVR system should connect callers to their desired service promptly and with minimal flaws.

IVR call flows are created in a variety of ways. Older systems, which depended upon proprietary programming or scripting languages, and modern systems, which are structured similar to WWW pages, using the VoiceXML or SALT languages. This allows any Web server to act as an application server, enabling the developer to focus on the call flow. Developers need not require specialized programming skills, as any Web developer already have the tools needed to create an IVR call flow.

IVR as a technology can be utilized in different aspects:

•either equipment installed and setup on the customer premise or

•as an Outsourced Solution Provider (OSP)


  • Transfer your balance to Chase FreedomSM Cash Visa®

  • You work hard, don’t play enough, and are in desperate need of a vacation. Why should a few spoiled kids on television get to have all the fun? Why should the idyllic beach beauty of Laguna Beach be wasted on those who don’t know how to properly appreciate it? If you’re tired of this vast injustice, then do something about it. Pick out a temporary home for yourself along the shores of the Pacific and prepare to show those drama queens how life is meant to be lived.

    Imagine unpacking all of your fabulous, expensive clothes into the walk-in closet, grabbing your oversized sunglasses, and taking the twenty steps or so that it requires to make it to the beach. If you’ve brought your miniature dog along with you in your purse you’ll probably be fine, since many Laguna Beach vacation rentals are pet-friendly.

    Even if you don’t have all these star qualities and accessories, you’ll feel like a celebrity as you tour your home away from home. The private deck, the hot tub, the refrigerator worthy of holding lots of champagne and strawberries…there are so many details to make you feel special. These properties are perfect for stealing a romantic weekend with your honey, as it’s possible to stay pretty self-contained within the airy, stylish walls of your cute little cottage. Breakfast in bed will disappoint the paparazzi waiting outside the door, but will make you feel as happy as can be.

    While some vacation homes are tucked away from the beaten path, others are gathered in gated communities and equipped with resort-style conveniences while maintaining a semblance of privacy. Swimming pools, tennis courts, gyms and spas are within walking distance from your front door, but as opposed to a hotel, you still have a house-like property that makes you feel independent and unique. Finding balance between convenience and one-of-a-kind features is not easy, but the selection of rentals you’ll find in Laguna Beach somehow manage to do the trick.

    The beach will probably demand most of your attention, so as long as you’ve remembered your swimsuit and sunblock you’ll be all set for a good time. Don’t forget that Orange County is known for great restaurants, shopping, art festivals and even wilderness as well, though. If you can manage it, try to shower off and put on something less casual for a night on the town; it’ll be fun to show off your suntan and your carefree attitude along with all the other Laguna revelers.

    If this is a group event, larger beach houses will be able to accommodate everyone’s diverse needs. Smoothie drinkers will love to find a blender in the cabinet, a selection of DVDs will entertain the film buffs, spices and utensils will allow the chef in the house to prepare miraculous meals with the staples picked up from the grocery store down the street, and the array of bedrooms and bathrooms means everyone can retreat to their own spaces whenever the need arises. It’s a recipe for success, believe it.

    If you’ve a mind to test out a life of luxury for a week or two, this is it. Laguna Beach attracts celebrities, hedonists, and those in need of a true break from reality, so if you fall into any of these categories go online today to reserve the perfect Laguna Beach Vacation Rental. You’ll know it when you see it.


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