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Balance Transfer to Chase Flexible Rewards Visa Signature Card Chase Flexible Rewards Visa® Signature Card


Chase Flexible Rewards Visa Signature Card
Intro APR: 0%

 Issuer: Chase Manhattan Bank
Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every dollar spent1 and turn everyday purchases into extraordinary rewards:
  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.
Earn 1,000 bonus points2 with your first purchase. Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with 0% APR for up to 6 months* and no annual fee.

The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application for Flexible RewardsSM Platinum Visa® card and credit history.

*Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.

1No points will be earned on balance transfers, cash advances, overdraft protection advances, convenience checks, money orders, finance charges, unauthorized or fraudulent charges or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation is 5,000 per month/60,000 per year. Points will expire after 60 months.

2Please allow 4 to 6 weeks after your first purchase for bonus points to be applied to your account.






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Apply for Chase Flexible Rewards Visa® Signature Card

Recovering your credit is essential when you want to get approved for a loan after bankruptcy. Most lenders will just run away at the sole mention of the word bankruptcy, so in order to reduce the risk tag that shows on your credit report, you will have to improve your credit history and try to enhance your credit score.

Credit Card & Credit Score

A credit card can do a great deal for your credit score. Since credit card companies inform every credit bureau about your credit behavior, you can, by means of a credit card, improve your credit history easily. You just need to make all your purchases with a credit card, either secured or unsecured, and then pay the balance in full.

While your payments keep getting recorded into your credit report, your credit score will start a slow but continuous ascendant path that will eventually lead you again to a fair credit score. At that stage you値l be able to apply for a loan without fearing getting declined by the lender due to your past bankruptcy.

Cash Back Credit Cards

Cash back credit cards are a great tool for improving your credit. You can use this card to make all your purchases and you値l receive cash back at the end of each period. This way you値l have larger balances with the corresponding payments that will be recorded into your credit history and at the same time you値l receive cash back that you can use for further purchases or destine it to your savings account which is another healthy financial practice.

These credit cards usually offer larger cash back amounts when you purchase on certain places designated in the contract. This is because the credit card company has agreements with other establishments. Just make sure that the products you purchase are not too overpriced at those places. Otherwise, you値l be loosing money instead of saving. Nevertheless, though they offer larger cash back at those places, you can still get cash back if you purchase at other stores too.

Bankruptcy Loan Approval

Once your credit score has recovered, you値l be able to get approved for a bankruptcy loan without too much hassle. If your credit score or your credit history still won稚 allow approval you can choose to wait or you could try offering some sort of collateral. There are home equity loans specially tailored for those that have gone through a bankruptcy that offer more flexible requirements than unsecured loans.

Applying with a co-signer (as long as the co-signer has a good credit score) will also aid you in the approval process. The co-signer痴 credit report will also be taken into account at the time of approval and will compensate for what your credit report lacks.


  • Transfer your balance to Chase Flexible Rewards Visa® Signature Card

  • Do you feel ensnared by your credit card debt? If so, consider the following credit card reduction methods.

    It is vital that you do not incur any more debt. The way to do this is to stop or limit the use of your credit cards until you have them at a minimal balance. If you do not have the self-control to limit your spending, then it is time to shred your cards. Yes, every single one of them, so that you do not continue spending and increasing the size of your credit card debt. Of course, when you do this the only option you will have to pay for purchases is cash (if you have forgotten what cash looks like - it is green bills in various denominations).

    When you are operating with cash only, you see something that you desperately want, and you notice you do not have enough cash to purchase it that is a sign that it stays in the store and not comes home with you. This is where the benefit of shredding your credit cards comes in handy. It may be difficult at first, but soon you will be glad that you are using cash for your purchases because you are moving closer to becoming debt free. If you decide that you want to keep one card for emergencies choose the one that has the lowest interest rate and do not keep it in your wallet. Put the credit card in a safe place and use it for emergencies only.

    When the bills come in for your credit cards, never pay only the minimum. It is vital that you pay above this amount. If you pay only the minimum, you are making money for the credit card company. If you have several cards, you can choose to pay as much as possible on one card and the minimum on the others. When you have paid off one card, then carry over the amount you were paying to the next card. Continue this process until your credit card reduction is at zero.

    Do not hesitate to contact your credit card lenders and negotiate for a lower interest rate. Ask if they have any specials that they can apply to your account. Have some figures handy that you have researched from other offers. If they are unwilling to work with you let them know you will move your balance to one of their competitors. If they want to keep you as a customer (remember you are making them money) there may be an offer they can give to you. If they are still unwilling, then apply for a credit card with a lower interest rate and transfer your balance to the credit card and then shred theirs and continue to work to paying off the debt. This way you are saving yourself money with the lower interest rate and by paying above the minimum required monthly amount.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.