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Balance Transfer to Chase Flexible Rewards Platinum Visa Chase Flexible Rewards Platinum Visa®


Chase Flexible Rewards Platinum Visa
Intro APR: 0%

 Issuer: Chase Manhattan Bank
SOME PEOPLE GET ALL THE REWARDS. We call them BankOne Cardmembers.Why limit yourself to one kind of reward?
You can choose from over 150 rewards, including free travel. No other card offers you the same flexibility.

New! Choose from all kinds of rewards

Earn1 point for every $1 in purchases. Then you can start claiming rewards for as little as 2,000 points!*

You'll also enjoy a number of Visa® Signature benefits, and 1000 bonus points after your first purchase. All for a low annual program fee of just $59!1

*Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account.





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The interest rate charged for financing an outstanding balance is different than the rate charged for withdrawing cash from an ATM, and different from the rate charged for overseas transactions or withdrawals. There are also interest rates charged for financing balance transfers, promotional no-interest periods for purchases, and many more.

Single Rate Credit Cards Explained

All these rates can get very confusing and you can easily loose track of all of them. But someone had a brilliant and original idea. And this time it seems that originality implied going back to the origins. Someone thought about charging a simple, unique interest rate for all financial transactions. And thus, Single Rate Credit Cards came to life.

There are no difficulties about this kind of credit cards. Any financial transaction you make, from financing unpaid balances, transferring balances, withdrawing money from ATMs, Buying goods abroad, etc. is charged the same interest rate. Thus, you can easily keep track of your expenses and avoid unwittingly exceeding limits.

Is a Single Rate Credit Card for me?

The answer to this question depends on your usual financial behavior. If you just use your card for buying goods because you don’t like carrying too much cash with you and you always pay the balance in full, you probably won’t make good use of this kind of credit card. A mileage Credit Card or other reward credit card might be a best option.

If you need a new card for transferring the balance of your previous cards and finance them. You’ll probably do better with a Credit Card featuring a 0% Balance Transfer promotional period. But only if you can repay the balance in full before the promotional period has ended, otherwise, a single rate Credit Card is a good choice, since the rate is lower than the rate charged by 0% Balance Transfer Credit Cards once the promotional period has ended.

Single Rate Credit Cards are best for people who use their credit cards for many different uses. Mainly if you use your credit card to make purchases but you don’t pay the balance in full, if you also use your card for making cash withdrawals or if you use your credit card when traveling abroad, you should probably get one of these Credit Cards.

Summing Up

Regular Credit Cards come with lots of different interest rates. Some come with 0% APR and 0% Balance Transfer Promotional periods, mileage programs, cash back programs and other rewards. You need to ponder all this before deciding which credit card is best for you. All these programs and rewards may seem appealing but if you don’t take advantage of them, you might be better off with a Single Rate Credit Card. Just see in which of the above categories of credit card users you fall and choose the best credit card for you.


  • Transfer your balance to Chase Flexible Rewards Platinum Visa®
  • Residential investment property has gained immense popularity over the past decade. Owing to the increase in demand for rental accommodation, and the resulting rise in rental income, more investors are likely to dive in the residential property business. However, not all residential properties are profitable investments, and some investors might lose money if they don’t choose with discretion. When you set out to purchase a residential investment property, your key intent should be to leverage, in order to cut down on personal costs, and to acquire an income generating asset. Typically, you should invest in a property whose rental income will cover its entire mortgage and operating expenses. Such a property is said to be “self-funding”. Once the mortgage is repaid you have two options – you may continue to reap the benefits of a steady rental income, or you may sell the property at market value (provided the property has experienced appreciation) and invest elsewhere. In general, there are two primary sources of income from any residential investment property: yield and capital gain. Yield is the expected annual rental return, which is expressed as a percentage of the purchase price. For instance, if the purchase price of a property is $100,000 and its expected annual rental return is $8,000, yield is said to be 8%. The yield, in combination with the terms of the mortgage, determines the personal expense on the part of the investor, in order to acquire the property. Capital gain is the appreciation in value of a property. Or in other words, the profit accrued from selling an asset. It is expressed as growth rate in percent on an annual basis. Capital gains are generally estimated from the movements in average property prices. It is wise to analyze both the capital gain and yield potential when selecting a residential investment property. The typical problem faced by you as an investor would be that high yielding properties normally offer low capital gains, and vice versa. You should strike a balance between yield and capital gain, such that it best suits your investment goals. What constitutes the right balance depends on your expected capital gain and yield. It is recommended that your expected returns from a residential investment property be based on a comprehensive analysis of current trends and market conditions. It isn’t advisable to rely on intuitions when scads of money are involved. On the whole, a residential investment property is a viable investment option if the returns meet your expectations, and exceed those attainable from other possible sources of investment. Copyright © 2006 Joel Teo. All rights reserved.
  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.