 Platinum Business Credit Card from American Express®
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Intro APR: 0%
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Issuer: American Express
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- No annual fee
- Pay over time
- 0% APR for the first 12 months on purchases and balance transfers
Platinum Business Credit Card Benefits
With the option to pay over time and unmatched benefits, the Platinum Business Credit Card was designed specifically for businesses like yours.
Access to the OPEN NetworkSM
OPEN: The Small Business NetworkSM is one place that's all about small business. It gives you the relationships and resources to help you run your business, including:
Financing
Get 2 fee-free Additional Cards and a credit line up to $50,000.
Savings
Receive ongoing savings at FedEx®, Kinko's® and Staples®.
Online management
Manage your account with the Small Business Dashboard, track charges with Expense Management Reports, and access Dun & Bradstreet credit services.
Community
Chat, pose questions, get insights from other small business owners, and attract new business.
Advice
Ask an expert a question, use an online tool, and read articles by other business owners.
American Express® Cardmembership Benefits
The Platinum Business Credit Card comes with the very best Card protection and services to make it easier for you to concentrate on running your business.
Insurance protection
Protects you with comprehensive insurance coverage for your purchases and piece of mind when you and your employees travel.
Access to cash
Access to cash at over 500,000 ATMs.
Emergency services
Assists you with emergency card replacement, check-cashing, and hotel check-in.
Customer service
Provides help 24 hours a day, 7 days a week.
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 Apply for Platinum Business Credit Card from American Express®
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Credit card debt consolidation is helping more and more Americans to get out of financial problems of debt due to a variety of reasons including loss of a job, school loans, emergency health care, or simply lack of discipline. Free Debt Consolidation Services Free debt consolidation services are counselors who help you get a loan from the bank to pay off your high interest credit card loan. This loan is given against your property, which is used as collateral. Sometimes this second loan can prove to be detrimental to your interests and push you over the financial brink. The creditors realize that you may declare bankruptcy; if they do not help you out with lower interest rates and make it easier for you to make smaller payments. This way, at least they will be able to recoup the principal on the debt through debt consolidation services. Once a debt professional starts working with you, it is illegal for creditors and debt collectors to keep calling you as you would have started making an effort to pay back the debt. Credit card debt consolidation can be used to pay off your credit cards. The creditors appreciate that if you have started working with a counselor, you will make efforts to honor your commitments and pay off your debts. With the help of credit card debt consolidation and a little bit of determination, you can get back on the right track in your life by paying off your debt. Huge Debt Problems Debt has assumed an epidemic status in America and the total credit card debt is approximately $ 2 trillion. This amount is growing at the rate of 10% every year, with the average household credit debt of $ 18,654. Consumers are increasingly turning to credit card debt consolidation services to help them overcome their debt problems. Credit card debt consolidation program consolidates all your debts into one monthly payment by restructuring it. It negotiates settlements with creditors and a person’s debt can be brought down to as little as 25%-50% of his unsecured credit card, medical, and hospital debts. Credit card debt consolidation loans have many advantages, the main benefit being that you only have one loan payment to make each month rather than numerous smaller payments to various creditors. Moreover, the interest fees for a consolidation loan are often less than the cumulated finance charges of other debts. A credit card debt consolidation loan can be a smart idea, but once a consumer has consolidated his or her debt through a consolidation loan, it is imperative that they not take on any more debt. What tends to happen is that people pay off many of their bills, so they’re no longer receiving large monthly bills from retailers and major credit card companies. They begin to feel like they don’t owe as much money as they did before; after all, the balance due on all those bills is zero! Many people start to use one or two credit cards, and before long owe several hundred dollars in addition to their credit card debt consolidation loan. |
- Transfer your balance to Platinum Business Credit Card from American Express®
Finance is one of the main criteria for running a business. But many a time, it is seen that people are short of it and due to this reason, they are availing business loans. At the same time, it is also true that only few are eligible for getting business loans, among the numerous appliers. In that case, using a security can assure borrowers about the availability of this loan. Yes, with a secured business loan, you can easily avail money for business purposes. Even more, if you have a bad credit score, still you can finance your business with a secured business loan. Secured business loan, as the name implies, is secured on borrowers’ property. As a security, a borrower can use both their businesses as well as personal properties. Since, the presence of a security covers the risk of lending amount, therefore, a businessman can avail a higher amount with this loan. A secured business loan offers borrowers to borrow the amount ranging from £50,000-£1,000,000. The repayment period of this loan varies from lenders to lenders. Generally, it is decided in between 3-25 years. A borrower can avail a secured business loan either with fixed rate option or with flexible rate option. In case of fixed rate option, a borrower has to pay a fixed amount during the loan term. Oppositely, flexible rate option privileges borrowers to pay the amount according to their convenience. This option is facilitated with various facilities, such as, overpayment, underpayment, payment holiday etc. Now the question is, a borrower having bad credit score can apply for a secured business loan or not. Since, this loan is provided against borrowers’ property, thus, lenders offer this loan to bad credit scorers as well. All types of bad credit scorers, like CCJs, IVAs, arrears, defaults, bankruptcy can get their business financed with a secured business loan. However, some documents are required to submit while applying for a secured business loan. Let’s have a look at it. •Borrowers have to mention a brief profile of their business types, duration and annual sales. •Submission of the business plan is required in case the business is new. It will justify the repayment capacity of the borrower. •Enclosing a loan request is also mandatory, which will contain the information like the loan type, amount, purpose etc. •A borrower has to submit the financial statements like, balance sheet, tax returns, profit and loss statements etc. So, what else do you want? If you need money for your business, avail a secured business loan.
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- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
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