balance transfer credit cards
    Balance transfer credit cards      Site disclaimer      Email Us    
Balance Transfer to Chase Flexible Rewards Platinum Visa Chase Flexible Rewards Platinum Visa®


Chase Flexible Rewards Platinum Visa
Intro APR: 0%

 Issuer: Chase Manhattan Bank
SOME PEOPLE GET ALL THE REWARDS. We call them BankOne Cardmembers.Why limit yourself to one kind of reward?
You can choose from over 150 rewards, including free travel. No other card offers you the same flexibility.

New! Choose from all kinds of rewards

Earn1 point for every $1 in purchases. Then you can start claiming rewards for as little as 2,000 points!*

You'll also enjoy a number of Visa® Signature benefits, and 1000 bonus points after your first purchase. All for a low annual program fee of just $59!1

*Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account.





 Back to the category menu

Apply for Chase Flexible Rewards Platinum Visa®


The real estate market has been showing signs of slowing and more and more properties are advertised for sale; however, one real estate transaction type is gaining in popularity and that is the "seller second". In such a scenario, the seller holds a second mortgage allowing the buyer to purchase the home with little or no-money-down. The down payment or a portion thereof is effectively financed with the "seller second".

Since the first mortgage balance will be less than 100% of the sale's price, there is a lower inherent risk to the first mortgage lender who in turn is willing to approve a buyer who would otherwise not qualify for a no-money-down first mortgage. This dramatically increases the pool of potential buyers and that leads to a quick sale in today's market.

Typical minimum credit score requirements for a no-money-down loan are 580 or above; but, with the assistance of a 5% (5% of the sale's price) "seller held second", a buyer can purchase a home with a 550 credit score. With a 20% seller held second, a buyer with a 500 credit score can buy a home no-money-down. With a 35% seller held second, there are no credit score requirements for the buyer.

After closing, the buyer will have two monthly mortgage payments, one payment to the first mortgage holder and a second payment to the seller. The second mortgage is typically structured as a thirty-year amortization with a five-year balloon. At the end of the first year, the buyer can refinance the first and second mortgage into one new first mortgage and at that time the seller will recoup the balance of the "seller second". In the meantime the seller will receive interest only payments from the buyer.

A year ago, it was a seller's market. Properties were selling as soon as the real estate 'for sale' sign was planted in the yard. At that time, it was not uncommon to hear of bidding wars in the driveway and the subject property would end up selling for more than the asking price. Now we are in a different market. We have entered a buyer's market. Properties remain listed for sale for periods of time that exceed a sellers comfort level. Driving down a typical street in Any Town, USA, one might see numerous 'for sale' signs and even signs reading the likes of "price reduced". Reducing the price of a house does not significantly increase the pool of buyers that potentially qualify for financing for that property and therefore, demand remains unchanged as the result of a price reduction. The solution can be found through offering a "seller second".

A "seller second" effectively increases the number of buyers that qualify for financing and subsequently increases the demand. FICO statistics seem to indicate there are approximately 25% of the scorable population in this country that have a credit score between 500 and 649. Offering a "seller second" to buyers in this range can turn them into qualified borrowers and happy homeowners.

To offer a "seller held second", a seller will need to have sufficient equity in the property. Also, sellers need to understand that there is a risk of default by the potential buyer.







  • Transfer your balance to Chase Flexible Rewards Platinum Visa

  • I am sure you'll agree that the standard of your online business' web presence is of paramount importance and this includes, but is not limited to, the look, feel, usability and functionality of your website as well as its search engine ranking.

    However, do not let your online business dreams and aspirations die just because you feel overwhelmed by the above.

    Do not worry there are solutions, some that cost oodles of money, but there are cheap ones that not only take care of your website problems but also harnesses the power of 3 internet heavyweights into a ready made website for you.

    Below are the 3 key internet partners that you need to have incorporated into your website which also needs to be designed by a qualified web designer or by a degreed computer based systems-engineer.

    1. Google

    Your site needs to be loaded with Google's adsense Ads encoded with your affiliate ID so that every time someone clicks one your Google Ads on your site you get paid an amount.

    This amount can be anything form $0.01 to more than $10.00 a click depending on how much the Google Adwords advertisers have paid etc..

    Also the amount you are paid is only a portion of the amount the advertiser will have paid Google for the click.

    Google pays affiliate commissions monthly or as soon as there is a balance of $100.00 or more in the affiliate's account. For more info on this subject go here: />
    2. Clickbank

    Clickbank products are a great earner for affiliates.

    Not only are they popular and sell fairly easily but there are so many that whatever your interest or field you should be able to find a product that complements your site and interest or area of expertise.

    All of the products on your site need to be encoded with your Clickbank affiliate ID so that every time a sale is generated from one of your site's links you will be credited with the commission.

    Typical Clickbank commssions are in the range of $25.00 to $35.00 per sale.

    Clickbank sends out checks every two weeks so you can always look forward to finding one in your postbox.

    3. eBay

    Your Website ideally will feature real, live eBay auctions in all categories and the links are embedded with your eBay affiliate ID.

    So, when someone clicks an eBay link on your site and buys something you make money.

    How easy is that?

    Whilst there are many other aspects that go into developing a successful online business, the internet heavyweights are key to the success of your internet business and should be exploited to maximize your business' profitability and longevity.

    So just to recap, you need a Ready Made Income Generating Website that harnesses the power of Google Adsense, eBay and Clickbank - designed by a degreed computer-based systems engineer.

    Furthermore you need, embedded into the code of the website,your affiliate tracking ID’s which will ensure that all site visitors' activities, whether it's clicking on a Google Ad or making an eBay purchase, will be credited to your account.

    All that’s left for you to do is choose a domain name and your website, with the right service, can be operational within a few days.

    God speed.

    /clickbank

  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.