The Rainbow Card® Platinum Plus® Visa® Card
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Intro APR: 0%
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Issuer: Card issued by FIA Card Services, NA.
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Bank of America presents The Rainbow Card® Platinum Plus® Visa® Card
- For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
- Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
- No annual fee
- Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
The Rainbow Card® Platinum Plus® Visa® Card features:
Intro APR: 0%
Fee: 3% transaction fee, no less than $10
Rate: Fixed
Rate: 9.99% / 15.99%
Balance Transfer: Yes
Intro Rate: 0%
Intro Term: 12 months
Annual Percentage Rate (APR) Purchases: Platinum 9.99% / Preferred 15.99%
Annual Percentage Rate (APR) Balance Transfers: Intro Rate - 0% for first 12 billing cycles. Goto rate is a fixed rate 0f 9.99% / 15.99%
Balance Transfer Fee: 3% transaction fee, no less than $10 and no max
Annual Fee: None
Additional Cardholders: No Fee
Grace Period: 20 Days (Min.)
Grace Period Terms: At least 20 days from the statement Billing Date (provided you fully paid your New Balance from the previous statement by its Payment Due Date)
Late Payment Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.
Over Credit Limit Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1,000, $39 for balances greater than $1,000.
Annual Percentage Rate (APR) for Cash Advances: 19.99%
Cash Advance Fee: 3%, 10 no max

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CEO Michael Miles joins Contingent Workforce Panel on October 25 at Dallas event.
Chicago, Ill. (PRWEB) September 28, 2006 -- Staff Management, a leading pioneer of contingent staffing solutions, announced today that it will be a featured sponsor of the Second Annual Contingent Workforce Strategies Summit ( to be held October 25-26, 2006 at the Adam’s Mark Hotel in Dallas, Texas. In addition, Michael Miles, CEO of Staff Management, will join a prestigious panel of workforce experts for the conference’s series, "Keys to Building Your Contingent Workforce Program."
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With its focus on cutting-edge trends, and participation by analysts who follow the latest innovations, the CWS Summit is an ideal setting to spotlight Staff Management’s industry-leading solutions
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Miles and other senior executives will appear on a panel titled, "Selecting and Negotiating with Contingent Workforce Program Partners." Held the first day of the conference, October 25, the panel will offer advice on best-practices for selecting and negotiating with critical contingent workforce partners – including MSP (Managed Service Program) providers, VMS (Vendor Management System) providers, and/or primary/master staffing suppliers.
Produced by Staffing Industry Analysts, Inc., the world’s premier contingent workforce analyst firm, the CWS Summit is the only conference for major buyers of staffing/MSP/VMS services. It offers ideas and solutions to help large companies overcome the increasing challenges of managing suppliers and processes involved in contingent workforce strategies. Handpicked experts will provide attendees with an overview of the trends shaping the industry today, using keynotes, panel discussions, case studies and roundtables.
Staff Management will showcase two flagship offerings during the CWS Summit:
- Staff Navigator, an integrated supplier and workforce management solution that provides the most deliberate balance of management services and technology for efficiently connecting companies with hundreds of staffing suppliers -- an essential link for the completion of mission-critical projects.
- Staff Inclusive, a facility insourcing solution that provides a more comprehensive alternative to traditional temporary labor, and more visibility than a complete outsource to a third-party logistics provider. Staff Inclusive enables companies to maintain direct control over product quality and gain access to best practices for production output and performance metrics, while leveraging their current equipment, facilities and logistics.
"With its focus on cutting-edge trends, and participation by analysts who follow the latest innovations, the CWS Summit is an ideal setting to spotlight Staff Management’s industry-leading solutions," explains Miles. "These new concepts and problem-solving approaches will not only reinvent the staffing industry, but meet the supply-chain challenge for Fortune 500 companies."
The summit will feature a keynote address by Daniel Pink, author of the best selling book, Free Agent Nation, as well as case studies from the world’s leading companies. Panel discussions, general sessions and breakout sessions will enable attendees to learn best practices and successful strategies for selecting and implementing a vendor management system, independent contractor issues, metrics and benchmarking, risk management, diversity and more.
"As a pioneer of high-volume staffing solutions, we’re committed to being an active member of the contingent workforce community," explained Miles. "We’re proud to reflect this commitment by sponsoring this year’s second CWS summit event, and sharing our knowledge, experience and ideas through educational panels."
The summit will also provide attendees with a wealth of valuable opportunities to network with peers and solution providers. For more information or to register for the CWS Summit, visit or call (800) 820-4252.
About Staff Management
Staff Management is the pioneer of high volume, vendor-on-premise staffing solutions for the light industrial and call center sectors. Major organizations across America rely on Staff Management for their expertise and leadership in the staffing industry. These Fortune 500 companies consistently experience reduced labor costs, turnover, overtime and administrative burden as a result of Staff Management's unique ability to customize the optimal staffing solution for them. For more information, please visit www.staffmanagement.com or call (800) 746-9462.
About Staffing Industry Analysts, Inc.
Staffing Industry Analysts, Inc. is the world’s premier contingent workforce analyst firm. For more than 15 years, the company has been delivering independent and objective data and analysis on contingent labor. In addition to publishing Contingent Workforce Strategies magazine, the company analyzes and reports on trends and developments related to contingent workforce issues via subscription research, individual market research reports, seminars and conferences. For more information, visit
Media Contact:
Nancy Harbutte
Director of Marketing, Staff Management
(312) 397-3459
This press release was distributed through eMediawire by Human Resources Marketer (HR Marketer: www.HRmarketer.com) on behalf of the company listed above.
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- Transfer your balance to The Rainbow Card® Platinum Plus® Visa® Card
As soon as a student is done with high school and enters the wonderful world of college they are bombarded with credit cards specifically targeted at students. Although credit card companies pitch them as a way for students to establish their credit for the future they can just as soon be a way for student to get into debt, stay in debt and destroy their credit. Before jumping in with both feet a student needs to understand how a credit card works and what they can do to avoid sinking in debt which becomes a burden on them for a long time if not for the rest of their lives. What exactly is a credit card? Many students might assume wrongly that a credit card is a simple plastic for spending when they might not have the money to pay for their purchases right there and then. A credit card is really a debt loan from a financial institution to you. They offer you a loan to make your purchase with the expectation that it will be repaid, but more importantly repaid on their time, as in when they stipulate that it should be repaid. Most credit card companies give a month for all outstanding purchase loans to be repaid. That is the key part of the loan equation that many students miss and how your credit card can get you into a financial mess. When the loan is not repaid in full within that time frame the credit card company charges an interest on your credit card, but on what in reality is a loan. The interest is a charge on the overdue balance and is usually a fixed percentage. In reality that is the beginning of the great debt burden. Here is why. You see when the full loan or the full charge on the credit card is not paid up the interest charges start to mount and mount on top off each dollar and cent owed. When it eventually gets to the point where only the minimum due is being paid you are in reality only paying the interest charges and not the balance on the credit card. This is where the problems start because you might never be able to pay off the credit card balances and will become stuck with debt. So before a student gets that credit card he or she needs to look at a couple of things before deciding on which credit card to get and more importantly how to manage the credit card. First they need to look at the annual percentage rate, the grace period which is the amount of time that is given to make good on all payments, and most importantly the interest rate as this determines the monthly charge on your credit card purchases and can sometimes even cause you to go over your card limits. You need to also know what the spending limit on your card is so you stay within the purchasing power of your card. There are usually other fees attached which vary from credit card company to credit card company which needs to be paid attention to and assessed before picking a credit card. No matter what people think student credit cards are a way to build your credit and having a credit history is very important for almost every facet of society. It impacts your ability to get loans, own a car or an apartment, buy a house and just about anything you can think of. So think before you get that credit card remember to be careful and use it wisely.
- Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
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