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Balance Transfer to MilesEdge Platinum Visa Card MilesEdge® Platinum Visa® Card


MilesEdge Platinum Visa Card
Intro APR: 0%

 Issuer: Card issued by FIA Card Services, NA.
APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 4.99% and Prime + 12.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 4.99% and Prime + 12.99%
APR (Cash Advances): 21.99% Variable* minimum 19.99%. (P+15.99)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: $19
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Reward Program Details:
Points per Dollar in net purchases: 1 Point
Bonus Miles: 1,000 upon first use
Miles Expiration: Up to 5 years (points expire on the last day of your Billing Cycle that closes in December of the fourth calendar year in which they were earned).
Yearly Limit on miles you can earn: 75,000 points

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions





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Apply for MilesEdge® Platinum Visa® Card

There are different cards out in the market. Credit cards, debit cards, ATM cards, and many more. But one thing that almost any person never fails to have is a credit card. The credit card has many uses, and that is probably why so many people are doing ways to get an application approval.

If you're one of those many people looking for the right credit card, it will help a lot if you can shop around first. Don’t just grab any opportunity that comes your way. A little shopping around can save you a lot of money on fees and interest in the long run.

While on your search for the perfect credit card, you must gain a better understanding of the card's features, compare different cards in terms of their cost or features, know the law and your rights, and in case you'll encounter a problem, you can always file a complaint.

If you haven’t chosen a credit card yet, you've probably heard of cards having low APRs. Do you know what that means? APR or the annual percentage rate is usually stated as yearly rate. It is the rate of interest which you will pay in case you make cash advances, carry over balances, or make a balance transfer.

Not all APRs are the same. The APR can be fixed or it can also be a multiple APR card. Cards having fixed APRs don't change often or if in case it does, the company will notify you. Then there are also credit cards having multiple or variable rates. With this card, the interest changes very often. This happens because the rate is tied to the Treasury bill's rate or a prime rate. If one rate changes, then so does the other. The card's agreement usually contains information regarding APRs so you must make it a point to check for the card's APR before the application.

Examples of APRs are tiered, introductory, delayed, and penalty. Almost all cards charge high interest rates on cash advances compared to ordinary purchases made by the card holder.

Tiered APRs charge different rates to different balance levels. Other cards offer low APRs as introductory rates but after the grace period expires, a different interest will be applied. Delayed APRs are usually given a notice that a different rate will be applied in the future. And if your always delayed in paying your bills, you will be charged of penalty APR (the APR will increase).

You have to pay all your outstanding bills as much as possible because this will greatly affect the entire bill that you'll pay for the whole year.

You must get all pertinent information about the different credit cards available for you to make a wise choice. Credit cards entail responsibility, and since it would require you to make monthly payments, surely you don’t want to be tied to a card with a very high interest.

Finding credit card information is not much of a problem. You can secure information online, or through newspapers and magazines. You can do an online search because it's much better. All you have to do is to log in on the card company's website, or read an application or solicitation.

Credit cards give people convenience and flexibility. But as card holders, you should not forget your responsibility.


  • Transfer your balance to MilesEdge® Platinum Visa® Card

  • Many people wonder what credit scores mean and why they are important.

    In fact, your credit score is much more important than a simple number and has the power to impact all areas of your financial life.

    Without a proper credit score, you may not be able to get a home loan, car loan, student loan, business loan, or personal loan.

    The lack of loans can put you in a sticky situation and may be the culprit of your blocked dreams to own a home, start a business, or earn your degree.

    Furthermore, just as your credit score has the power to affect all aspects of your financial life, your credit score is impacted by all aspects of your financial life. Everything from how many credit cards you have in your name to how often you pay your utility bills on time is reported on your credit score.

    For this reason, anyone should learn exactly what credit scores mean and their potential impact on any financial situation.

    The first step in determining what credit scores mean is to take a long look at your own credit score. This is a number that is assigned to each and every individual by a financial institution.

    Since anyone applying for a loan is considered to be a liability to the creditor, the credit score tells the financial institution the degree of liability. Individuals with good credit are capable of receiving loans and opening credit cards without trouble.

    These individuals have proved themselves responsible by paying their bills on time and using their credit responsibly.

    Although the exact formula that is used to calculate the credit score is kept a secret, there are certain known factors that are taken into account in order to determine the specific number.

    These factors include the number of credit cards that you have in your name, the balance of those credit cards, the number of late fees that you have accrued on all accounts from utilities to loans to credit cards, and even the number of times that you request your credit report.

    The range of a credit score is between 300 and 850, with 850 being the highest possible score and the best possible credit.

    Individuals with good credit typically have scores that fall between 660 and 850. The median credit score for the United States is around 725.

    If you find yourself to have a low credit score, know that there are options available to begin the process of repairing your credit. The best way to restore your credit is to pay off all outstanding bills on time.

    If your debt proves to be outstanding, you may want to look into the services of a debt consolidation service.

    These services work to combine all of your debts into one loan on which you can pay regularly until the entire debt is relieved.

    Many individuals find that a debt consolidator is beneficial since the interest rates and fees may be lower than paying off individual credit cards or loans.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.