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Balance Transfer to Choice Privileges Platinum Visa Card Choice Privileges® Platinum Visa® Card


Choice Privileges Platinum Visa Card

Intro APR: 1.9%

Issuer: Card issued by FIA Card Services, NA.

APR (Purchases): Intro Rate - 1.9% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%
APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Reward Program Details

  • Points per Dollar: 2 points per dollar
  • Points per Dollar spent at Choice Privileges locations: 15 points (2)
  • Points Expiration: Points earned in a calendar year will expire on Dec 31 of the second caelndar year following the year during which the points were earned.
  • Yearly Limit on miles you can earn: None
  • Bonus Miles: 6,000 points at first purchase
  • Redeem points towards free nights, airline miles, gift certificates.

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
(2) 15 points per dollar is based on 10 points per dollar earned through Choice Privileges membership for eligible stays plus 5 points per dollar earned when paying for stays with the Choice Privileges Visa Platinum card linked to the same Choice Privileges membership.





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Back in the 1980’s in the health industry, the belief was that eating a high carbohydrates, low protein, and low fat diet was the healthiest way to go. Most carbohydrates were considered good. And ALL fats are bad.

Unfortunately when the carbohydrate rage was going on, we see an increase in obese people and diabetes. Not too healthy is it? Now, a balanced diet and eating healthy fish fats is accepted as the healthiest way to go. The carbohydrate myth is now debunked.

The same thing goes on with internet marketing and today I’m going to help you debunk 3 common myths about internet marketing:

Myth #1

Internet Marketing takes no effort to build!

This is probably the most popular myth about internet marketing. Although internet marketing is in fact the lazy person’s way to wealth (legally and morally), the truth is that you still have to put out work in the front end before any real money is made in the backend.

Once you put enough work in the front end to develop a solid internet marketing foundation, you can then relax on the beach while the residual comes pouring in – all without lifting a finger!

Myth #2

All you need is a great website with all the best graphics and animations!

You can’t just put up a website, tell your brother and sister about it, sit at home and watch TV all day and expect to have the cash magically appear in your bank account. You will still have to distribute, develop and market your product or service to people before anything significant will happen.

Many people spend tens of thousands of dollars having their websites developed without even thinking about the market they are selling their product and service to. They have all the flashy and colorful images and cute animations to impress visitors. Unfortunately, without a market, the only person that will look at their website and be impressed with it is themselves.

It’s like setting up your own professional practice or retail store and only telling your friends and family. No advertising and no marketing. Unless you have a HUGE family and have thousands of friends to support you, you’ll be out of business in within months!

Myth #3

The BIG money in Internet Marketing is all hype and bullshi*!

People who believe in this garbage probably believe that the only way to make money is to go to school and earn wages at their cubicle. Although these people are half right, they get what they believe, all of the hype and bullshi*, and none of the BIG money.

When an internet marketing ‘guru’ promises that his program will make you a millionaire in a month, he is a fraud and that’s why internet marketing is sometimes viewed by some people as scams.

But don’t take financial lessons from wage earners, it’s like taking hockey lessons from Michael Jordan; you are learning from people who don’t know what they’re doing on those subjects. In our case, broke wage earners giving us their opinions about internet marketing!

If I told you how much a successful internet marketer makes, you wouldn’t believe me. Do your investigation and interview some top internet marketers. Find out his lifestyle and if it’s a lot better than yours, you’d better listen up

In conclusion, remember that an internet marketing business (like any business) requires effort and a marketing strategy in order for you to make the big bucks.








  • Transfer your balance to Choice Privileges® Platinum Visa® Card
  • “Succeeding is not really a life experience that does that much good. Failing is a much more sobering and enlightening experience.” -Michael Eisner

    Diversify! Diversify! Diversity! Diversification is the newest trend and most advised strategy in investing. Most people do not know what diversification is or why is it is so important. Below is some basic information about diversification and why it is the best tool to make solid investment decisions and keep you protected from market fluctuations.

    Diversification Define! This is the process by which an investor creates a variable investment plan by buying stocks, bonds, and other investment vehicles from several types of industries and sectors. This variation helps the investor and his portfolio maintain stability even if they are fluctuations in particular market or sector. For example, if you are only invested in oil stocks, and oil companies perform badly your investment portfolio is in trouble. However, if you have your stocks in a number of different business sectors then declining oils stocks are going to balanced by increasing electricity stocks.

    Why Diversify?

    You do not have to diversify your investments however it is usually recommended by financial advisors, especially if you have long term investments for retirement planning. Diversification helps you protect against dips in the stock market as well as improving your overall investing performance. It also helps your financial portfolio take full advantage of industry increases from new technologies or innovations. By already being invested in innovative fields, like biotechnology, you will be able turn a profit on any new discoveries which cause stocks prices to increase.

    Methods

    Now you know what diversification is and why you should diversify your investment portfolio. The next step is how to create diversification? There are several easy ways to make sure your portfolio is varied. For example, you can buy into an automatic diversification program which invests you in corporate and mutual funds. This is a great time and money saver because you do not have to buy and pay commission fees on individual stocks. A good diversification plan is going to place investments in different industries, precious metals, and long term stable company stocks.

    Diversification is a great investing tool which can help improve and expand your financial portfolio. However, just like any investing tool or concept, without the proper knowledge it can lead to risk you may not want to take. As an investor, you must stay informed and educated. Making decisions without knowing all the facts can be dangerous and is completely unnecessary in the computer age. If you are interested in diversification find out more by contacting a financial advisor or seek advice online.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.