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Balance Transfer to Bank of America Make-A-Wish Visa Bank of America Make-A-Wish® Visa®


Bank of America Make-A-Wish Visa
Intro APR: 1.9%

 Issuer: Card issued by FIA Card Services, NA.
APR (Purchases): Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 2.99% and P + 9.99%
APR (Balance Transfers): Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 2.99% and P + 9.99%
APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: $25,000
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Reward Program Details

  • The Make-A-Wish Foundation will receive .65% of all net purchases and a minimum of $2 per open and activated account
  • No Annual Fee
  • The most rewarding card you'll ever use

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions





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Apply for Bank of America Make-A-Wish® Visa®

So, you have graduated from your college or university after spending a few years there. Of course, you’ll feel proud and you’re excited to be embarking on your new career. At the same time, you can’t help but feel overwhelmed by the debt you incurred during college or university. You’ve flipped through student loans documents over and over again. You started to worry whether you can really afford to pay all these on your new salary. If you’re in this situation, it may be time to start looking for student loan consolidation experts.

Now, you are probably trying to avoid this but before dismissing this option and afraid of sinking into more debt, you have to know that are not going to take on any new debt. Think of the advantages that you are going to get from these professionals. Do you know that a student loan consolidation expert can help you set up a plan to repay your debts in one monthly payment? In other words, one that is probably much lower than the payments you are expecting.

Seeking help from these student loan consolidation experts is easy and they can even explain this simple process via the telephone. What happen is, your student loan consolidation company will pay off the balances on your student loans. That means you can just dump all those numerous bills and make only one payment every month with ease. Student loan consolidation experts will definitely make paying back student loans less stressful and simpler.

Not only that you don’t have to deal with multiple loan bills monthly, student loan consolidation experts can also help if you feel you can’t afford the monthly payments on your student loans. Normally, student loans will have a ten or fifteen year payback time frame. However, if you consolidate your student loans, the repayment time frame can be stretched to thirty years. Therefore, the student loan consolidation experts can help you to lower your monthly payments by up to 54%. Well, how about that?

So in conclusion, whether you wish the ease of paying one monthly bill or you simply want to lower your interest rate and monthly payment, you owe it to yourself to talk to student loan consolidation experts. Remember, a phone conference is totally free, so you really have nothing to lose but everything to gain!


  • Transfer your balance to Bank of America Make-A-Wish® Visa®

  • Most of us these days depend too much on our credit to keep our lifestyle the way we are used to. For many of us our entire life seems to be run on a credit. There is no much harm in that but because credit has grown to be such a salvation to so many of us, we have to use almost our entire paychecks just to keep our credit from sinking.

    A large amount of people are also living with credit card debt so high that it prevents them from receiving a home or a car loan, and many of us are working just to pay our credit limits with credit cards. We do that because we must live off of those credit cards until our next paycheck. Individuals who live this way are condemned to this never ending cycle of payments and credit for the greater part of their lives.

    In view of the fact that most people begin establishing their credit in early 20-ies, they are inclined to see the credit as free cash. That is of course until they apprehend the fact that in the end they will lose it all if they do not pay back the absurdly high interests imposed by the lenders. It is very common for individuals with large credit limits to try and fix the balance of one credit card by using another to make the payments with the new cards. That is a very risky game that often has the outcome in numerous credit debts that need to be returned instead of just one.

    Use of credit is intended to be a help to you, and not the most important way of providing support for yourself. When you make a decision to obtain credit, you must do that with responsibility. In an ideal world, you should use credit cards only in an emergency situation, but that is hardly ever the case anymore. These days with online shopping most of us are spending more than ever with our credit cards.

    But credit is an extremely difficult thing that can devastate your life because it has the possibility to push you so much in debt that you will have very hard time getting out of it.

    If you are one of those people already deep in debt thanks to your credit, you should go and visit your neighborhood debt counselor and ask for help. And in case that you are just now beginning your life with credit, the best advice is to be responsible with your credit and on no account should you spend more than you can pay back.

    The best way to avoid bankruptcy and maintain the good credit score is to pay off your lenders on time, you should have no problem keeping a good credit score and avoiding bankruptcy as long as you stick with these two main principals.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.