Balance transfer credit cards      Site disclaimer      Email Us     HIPCASH Pre-Paid Visa® Card This Offer Currently Is Not Available ! Intro APR: n/a Issuer: Four Oaks Bank & Trust Company The HIPCASH Pre-Paid Visa® Card, issued by Four Oaks Bank & Trust Company, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card and do not need to build or establish their credit. No credit checks No turndowns No annual fees No security deposit No employment required The card does require payments in advance, which is then used to offset future purchases made with the card. This card also requires a banking account to be opened when applying online; however, a security deposit to open the account can be made through the mail. Advance payments can be funded directly from the cardholder’s paycheck which is automatically loaded to the card every pay period. The card can also be loaded with another credit card, by sending a U.S. postal money order via mail, or by making a cash deposit using the approved deposit slip. Each time the card is loaded, a fee is applied to the account. There is no interest applied on the account, no annual fee, nor other similar charges found with most unsecured credit cards. There is an application fee of $159.95; however, if the cardholder activates the card within 30 days of it being issued, a special bonus rebate of $10 will be credited to the cardholder's account. There is also a monthly participation fee of $3.95 that amounts to $47.40 annually. Back to the category menu Detailed information about this credit card 2/2 This Offer Currently Is Not Available !Apply for HIPCASH Pre-Paid Visa® Card Transfer your balance to HIPCASH Pre-Paid Visa Card Be alert for companies offering a great interest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credit cards are . Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance. The best is the 0 APR of course.