balance transfer credit cards
    Balance transfer credit cards      Site disclaimer      Email Us    
Balance Transfer to American Express Business Green Rewards Card American Express® Business Green Rewards Card


American Express Business Green Rewards Card
Intro APR: n/a

 Issuer: American Express
Additional Business Green Rewards Card Benefits
  • Redeem points with over 50 of the finest names in shopping and entertainment and rewards from 20 airline partners, hundreds of hotels, and more.
  • Points turn into rewards quickly - you can redeem for rewards with as few as 400 points
  • Points never expire and there is no limit on the amount of points you can earn
ACCESS THE OPEN NETWORK OPEN: The Small Business NetworkSM is one place that's all about small business. It gives you the relationships and resources to help you run your business, including:

Financing
No preset spending limit or finance charges, plus an extended payment option.

Savings
Save at AT&T, FedEx®, Hertz®, Staples®, 1-800-FLOWERS.COM® and more by using your Business Card and see the savings on your statement. No coupons or codes are needed and the savings are in addition to other discounts your business may already receive.

Online management
Manage your account with the Small Business Dashboard, track charges with Expense Management Reports, and access Dun & Bradstreet credit services. Community Chat, pose questions, get insights from other small business owners, and attract new business. Advice Ask an expert a question, use an online tool, and read articles by other business owners.




Back to the category menu

Apply for American Express® Business Green Rewards Card

Brief history Countrywide is a diversified financial services company with mortgage banking at its core, founded in 1969 by two New Yorkers, Angelo Mozilo and David Loeb when they started the Countrywide Credit Industries. Expansion began in 1979, and by the next year, Countrywide had 40 offices in downtown Los Angeles, and in 1981, Countrywide Securities Corporation, a broker-dealer subsidiary that would sell securities backed by loans made was formed. Countrywide hit the $1 billion mark in loan servicing in 1984. In 1985, Forbes Magazine listed Countrywide as one of the 200 Best Small Companies, and in 1987, Fortune Magazine's Top 100 Stocks of the Year ranked the company at 37th. During this period, Countrywide moved its headquarters to Pasadena, California. In 1992, Countrywide launched “House America”, a formal affordable lending program, intended to reach out to minority communities, and low and moderate income citizens as a solution for homeownership. By 1995, the Consumer Markets Division was started, an approach to reach out directly to consumers. In the year that followed, Countrywide launched the Home Equity Lending Division and Full Spectrum Lending, Inc (to offer loans to borrowers with bad credit). In 1999, CW Technology Solutions, a new subsidiary was launched with core applications for international mortgage processing operations, such as arrears systems, loan origination, servicing. Then in November 2000, another subsidiary that would serve as the European affiliate of Countrywide Securities Corporation, “Countrywide Capital Markets International, Ltd. (CCM)” was launched. In January 2006, Countrywide was granted by Inside Mortgage Finance the status of America’s No.1 home loan lender, and by this time, Countrywide Bank had grown to become the 11th largest bank, and the fastest growing among the major banks in the United States. This is the same year in which Countrywide became the first the first mortgage lender to hit the $1 trillion mark in loan servicing. Countrywide Home Equity Loan Programs: • Home Equity Loan - in which principal and interest payment remains the same over the life of the loan • Home Equity Line of Credit - Low start interest rate, then variable monthly rate based on the prime rate as published in The Wall Street Journal plus a margin or outstanding balance. • Combining Home Equity Loans or Lines of Credit with First Mortgages – which is available on most Countrywide loan programs, featuring additional tax advantages. • Super Streamline Home Equity Line of Credit - Benefits are similar to Home Equity Line of Credit, but with less paperwork and ready cash for those whose job and financial situation haven't changed significantly after their loans have been closed recently. You can borrow against up to 90% of your home's value. • 125% Equity Loan - Loan amounts up to 125% of the value of the home







  • Transfer your balance to American Express® Business Green Rewards Card

  • There are many reasons why people consider refinancing home mortgages, ranging from wanting to withdraw their cash in equity to reducing their interest rate to paying off credit card balances to lowering their payments. Some reasons are wise while others are not. Everyone has to review their own situation and decide what is best. But here are three good reasons when it would be "wise."

    To Get A Better Fixed Interest Rate

    When people are ready to buy a house, they have to accept the interest rates that are available at the time. However, as time goes by, it may be possible to get a better interest rate. There is more than one reason why a substantially lower rate may now be available. If bad credit was a problem when the loan was issued but the credit history has now improved, then refinancing home mortgages would definitely be a wise decision. A bankruptcy in the past or simply poor payment history is enough to cause potential homebuyers to only qualify for a bad credit mortgage. But with consistent effort to turn things around, credit histories can go from bad to good, thus qualifying for a lower interest rate.

    To Stabilize Payments

    Many people, especially first-time homebuyers, will often take an adjustable rate mortgage because the payments are initially lower. A good loan officer will give the pros and cons of such a loan, warning the homebuyers of potentially increasing mortgage payments. Unfortunately, not all loan officers take the time to do this ... and not all homebuyers care to listen to potentially bad news. But then, as interest rates rise, they find themselves having trouble making payments. Once in this position, homebuyers are wise to consider refinancing home mortgages in order to lock their monthly payments in so that they are not shocked every time their payment increases.

    To Reduce Your Monthly Payments

    Sometimes situations change and there's nothing that can be done about it. This could be the result of a divorce, a job change, a death of an income-earner, a serious illness in the family, or any number of other life-changing events. When something like this happens, many times mortgage payments are difficult to meet and refinancing home mortgages is necessary to prevent losing the home. This is a situation where it would be wise to refinance instead of letting things get out of control.

    Generally speaking, the goal is to always be getting closer to getting out of debt. So if refinancing home mortgages is going to get homebuyers closer to that goal, then it is a good thing. Some people will refinance simply because the money (equity) is there and they want it. If that is the reason for refinancing, then refinancing home mortgages would definitely not be a wise decision.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.