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Balance Transfer to Gold Delta SkyMiles Business Credit Card Gold Delta SkyMiles® Business Credit Card


Gold Delta SkyMiles Business Credit Card
Intro APR: 9.99%+prime

 Issuer: American Express
Earn One SkyMile for virtually every other dollar you spend.
  • APR: Prime + 9.99%, currently 13.99%
  • Balance Transfer APR: 9.99% fixed for the life of the balance, for balance transfers made during the first six months of membership.
  • Annual fee: $85 for Basic Cardholder and up to two additional cards unless you are also the Basic Cardmember for a Qualifying Business Charge Card Product, in which case the annual fee is $30 for the Basic Card and up to two additional cards.

Additional Gold Delta SkyMiles Business Credit Card Benefits

  • Your SkyMiles Number printed on your Card
  • Always Double Miles® - When you use your Card at supermarkets, drugstores, gas stations, home improvement and hardware stores, the U.S. Postal Service, on Delta or Song™ purchases and your wireless phone bill payments.

Access to the OPEN NetworkSM

OPEN: The Small Business NetworkSM is one place that's all about small business. It gives you the relationships and resources to help you run your business, including:

Financing
Get 2 fee-free Additional Cards and a credit line up to $50,000.

Savings
Receive ongoing savings at FedEx®, Kinko's® and Staples®.

Online management
Manage your account with the Small Business Dashboard, track charges with Expense Management Reports, and access Dun & Bradstreet credit services.

Community
Chat, pose questions, get insights from other small business owners, and attract new business.

Advice
Ask an expert a question, use an online tool, and read articles by other business owners.

American Express® Cardmembership Benefits

The Gold Delta SkyMiles Business Credit Card comes with the very best Card protection and services to make it easier for you to concentrate on running your business.

Insurance protection
Protects you with comprehensive insurance coverage for your purchases and piece of mind when you and your employees travel.

Access to cash
Access to cash at over 500,000 ATMs.

Emergency services
Assists you with emergency card replacement, check-cashing, and hotel check-in.

Customer service
Provides help 24 hours a day, 7 days a week.





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Apply for Gold Delta SkyMiles® Business Credit Card

When it comes to balance transfers, there are many benefits for those that find just the right opportunity and take the best of them. There are plenty of opportunities here, though. The balance transfer is one of the best ways to save money in the long term and the short term. If you invest a bit of time in finding the best opportunity, you will find rewards in the long run. That is because these balance transfer credit cards are designed to save you money if and only if you use them correctly.

How They Work

A balance transfer credit card sounds like a good thing, but do you know how and when to use them? There are several key elements that come into play when you are considering them. So, take a look at these points.

1.Determine if the balance transfer offers a lower APR than you're currently getting. the annual percentage rate on credit cards is the most essential piece of the credit card puzzle. It indicates, as a matter of fact, what you will pay for the credit card purchases you make over time. On the balance transfers you are considering, determine what the rate is. If it is higher than you are currently paying, you are simply wasting your money by moving it. A lower APR is an opportunity to save.

2.Determine introductory APR's. One of the largest incentives is introductory rate on a balance transfer credit card, which is generally either 0% or comparably very low. This number is a crucial number to take into consideration. How long will you have to save? What is the APR after that introductory period is over? If you do not pay off the credit card within that introductory phase, you are likely to pay more than you are now in APR with the new card. If not, then this is an ideal choice.

3.Determine the credit limits. When applying for a credit card of any type, you need to consider if the credit limit meets your needs. If you are considering balance transfer credit cards, if they do not offer you a sufficient credit limit when you need to make the move, then it is worthless to you. But, in most cases, during your application phase the credit card company will ask if you are considering this feature. If so, then tell them how much you are looking to use a balance transfer for. It will not guarantee a higher credit limit, but it can't hurt to request it for that specific purpose.

Taking the time necessary to determine just what it is that you need, what it will cost you and who can offer you the best deal is what you would do for any purchase. Therefore, when considering a balance transfer credit card, your goal is the same. Take the time to analyze your needs. Determine which balance transfer credit cards are capable of providing you with the interest rates and credit and balance transfer limits that you need. Determine what it will cost you in the long term as well in order to determine if it is the best product for you. Then, select the most suitable balance transfers option that fits your needs.

When you follow this plan, you will find benefit and reward in balance transfers. If you do not use it, you may find yourself paying more and saving less than you originally intended.


  • Transfer your balance to Gold Delta SkyMiles® Business Credit Card

  • Do you have a business that you have been considering selling? Is it from $10 million to $50 Million in value? If you are in this position, this article is for you.

    Many business owners have been very effective in building a valuable enterprise. It is quite common to see multiple problems with ever retiring, such as little or no estate/tax, retirement, and business exit planning. Let's examine our basic process for helping a business owner sell their business.

    First, we do due diligence on the value of your business. One of the great things that comes out of the due diligence (assuming your business passes muster) is that you'll usually receive 100% to 106% of your actual business value. That's right. If there is great value in your business, it's not uncommon to receive a premium for your baby just because of the quality of our due diligence. Having a 3rd party with a vested fiduciary responsibility in accurate statement of profitability is one of the keys to any effective business sale.

    Second, we have a dedicated group of investors always looking for new businesses in which to invest. So if the due diligence pans out, you are almost ensured of finding a buyer. These investors are looking for going concerns they can buy where the risk is low for fraud (e.g. misstated earnings, etc.). These business buyers are many times successful current or former business owners looking for their next opportunity with a savvy buyers eye.

    Lastly, using highly sophisticated techniques, we minimize the taxable gain and produce a maximum net result for you, the business seller. A combination of legal and financial structures are designed and deployed to produce the lowest selling costs and the most favorable results for the seller in terms of net retirement cash flow and/or net lump profit for your business sale.

    A group of professional business evaluators do thorough due diligence on the cash flow, profitability, balance sheet of your business. The group of committed investors provides a pool of interested investors to generate an exit for you, the qualified seller. The sophisticated, yet direct legal structures used produce a maximization of the net assets transferred to you, the business seller. And finally, the financial structures employed generate the retirement or next venture assets for a great wrap-up to the previous chapter of your business and your life.

    To learn more about selling your business while maximizing the available after-tax assets from the sale, check out the rest of the Business Sale Cost Rescue section of Personal-Arbitrage.com.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.