balance transfer credit cards
    Balance transfer credit cards      Site disclaimer      Email Us    
Balance Transfer to Platinum Delta SkyMiles Credit Card from American Express Platinum Delta SkyMiles® Credit Card from American Express


Platinum Delta SkyMiles Credit Card from American Express
Intro APR: None

 Issuer: American Express
  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.





 Back to the category menu

Apply for Platinum Delta SkyMiles® Credit Card from American Express

In the highly competitive credit card market, the pressure is on the credit card companies to create and maintain innovative benefit programs to lure and keep customers. One very popular benefit has traditionally been airline miles. However, with the current state of the airline industry and the commonly understood drawbacks of blackout dates and inconvenient travel times (hardly rewards) credit card companies have gone back to the drawing board in order to create a new generation of benefit programs to please the consumer and boost the pull to new customers.

There are companies that offer a ranking of the top cards and their benefit programs. Though many consumers search for low rates or a waiver of the annual fee, other rewards have come into play that distinguish the cards from one another in more interesting, personality driven ways. For example, The Discover Platinum card the annual fee is has been waived and the 0% Intro APR fully touted but it is probably the 5% Cashback Bonus and an option to double your money through shrewdly shopping with Discover's "brand name partners." Discover appears on the list several times, though all the cards are pretty much equally represented.

At the bottom of the list, A CitiBank card geared towards college students. It seems the major benefit to this card is being able to get one with little or no credit. In addition to the 5% back on gas purchases consumers get up to a 5% annual cash reward. Making money just for spending money is the common theme among the cards in the top ten.

Even debit cards are starting to compete with offers to customers. Typically, the credit card's biggest selling point, cash back, cannot be matched by the debit card. Positively, debit cards unlike credits cards usually offer consistent rewards across the board, rather than only offer a percentage or cash back when the shopper buys something at specific stores or "brand name partners". One trick is the debit card rewards are usually based on the signature. This means that although you may have made the purchase, if you put it through by using a pin or "point of sale" purchasing you won't receive the points you might otherwise be owed.

The biggest point with credit card rewards is this: Most information/consumer websites agree that if you are unable to pay your balance off each month the reward you are getting is rarely worth it.


  • Transfer your balance to Platinum Delta SkyMiles® Credit Card from American Express

  • An innovative new mortgage program has hit the market touting phenomenally low interest rates and even lower monthly payments. The “Equity Advantage Program” contains a quarter-percent loan that promises to rid borrowers of high interest rates and gigantic payments.

    This loan gives the borrower a specified fixed interest rate and a payment option of .25% for the first five years. The borrower can pay the interest only for their monthly minimum payment for these first 60 months. This ground-breaking loan helps borrowers decrease their monthly payment by hundreds of thousands of dollars.

    If a person buys a $500,000 home and finances in the Equity Advantage Program, they could expect their monthly payments to be around $104.17 for the first five years. This astonishingly low payment for such a high-valued property can free up an unprecedented amount of cash for the borrower.

    It is a hybrid adjustable-rate mortgage, or ARM, designed for people who want to use the equity in their home to increase their cash flow. The minimum payment of the loan will be the fixed-interest only amount for the first five years of the loan, and then the borrower will pay the interest only payment based on the interest rate of the outstanding balance. This interest only period will last for the first 10 years of the loan. The equity advantage program gives the borrower access to cash that they would not have in an ordinary loan. This is basically an interest only 5/1 ARM with the option of paying a minimum of .25% interest only. The difference between the two will cause deferred interest.

    “This is essentially unheard of in the mortgage world. During a time when the Federal Reserve raised interest rates 17 times in a row, consumers are finding it harder than ever to deal with the rate hikes. The quarter-percent loan gives consumers their buying power back once again,” said Ward Shandoff, LEI banking analyst.

    Traditional loans such as the option-ARM or the negative amortization loan do not give the borrower the cash flow of the quarter-percent loan. Borrowers who use this program effectively will have access to the equity in their home that would not be available to them in other mortgage products.

    This system allows homeowners to take a lot more cash out, and use more of their money for something other than paying towards the principal. Credit card debt or any other large balances can be tackled and paid-off with this loan. You can actually use the money you have freed up to compound itself and generate more wealth.

    This all goes back to the essential concepts taught by LEI Financial's “Velocity of Money Program,” which uses investment strategies to generate more wealth in a client’s financial portfolio. Your home should be used as a tool to generate wealth, and this is made easier than ever with the quarter-percent loan.

    Using this loan, you can take the money you are saving with each monthly payment and put it into an investment that will generate a return. Investment properties and cash-value life insurance policies are great ways to keep your money working for you.

    The quarter-percent loan is a great option for those who will use their monthly savings to invest the money or pay off debt. This loan is not a viable option for people who can make the monthly payment only because that is all they can afford in a given month. A person who elects to make a minimum payment must be aware of the fact that there will be deferred interest as a result.

    The Equity Advantage Program gives you the right rates and payment options that allow you to free up cash to be used for investment and wealth building opportunities. If a customer cannot qualify for The Equity Advantage Program we promote our Equity Management Program.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.