 New Millenium Bank Secured Black Diamond Visa®
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Intro APR: n/a
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Issuer: New Millennium Bank
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New Millennium Bank has guaranteed your credit approval for up to $10,000* in secured credit!
Build or rebuild your credit the SMART way with a NMB Secured Black Diamond Visa® credit card!
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
- * Terms and conditions apply.
New Millennium Bank has helped thousands of people get their Visa® and/or MasterCard® through our unique, national secured credit card program. New Millennium Bank is known for excellence such as:
- An established track record of trust and safety.
- Rated 4 stars (Excellent) by Bauer Financial Services.
- Passes stringent annual reviews by federal and state regulatory groups responsible for the safety and soundness of the national banking system.
- Deposited funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).
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 Apply for New Millenium Bank Secured Black Diamond Visa®
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Perhaps you've seen ads for "total debt elimination" and wondered what it is. Well, never forget the old saw: "If it sounds too good to be true, it probably is." That's certainly the case here – the kind of debt elimination where slick sales copy or a fast-talking salesman contends you don't really owe your credit card debts is quite simply a scam designed to part unwary, gullible consumers from their hard-earned cash.
Credit card debt is paralyzing millions of Americans today and sadly, thousands fall prey annually to scammers promising they possess a "secret legal loophole" that forces creditors to forgive their debts without repayment. The so-called secret is special wording used in letters that consumers send to their credit card banks disputing their bills. Of course, the price of these "secret words" is often quite steep, with fees up to $5,000 or more.
Before you trust anyone but a bankruptcy lawyer to help you erase your debts, please do a little research. You will find this "no money lent" method not only doesn't work, it backfires badly. Creditors have all seen these letters before and react swiftly and harshly to this ridiculous tactic. Think about it for a moment – the economy would collapse if this "secret" were legitimate!
So instead of using what little money you had to pay off your debts, you've thrown away hundreds or thousands of dollars to learn a bogus "secret," and now all of your creditors are suing you. You've only made a very bad situation worse, requiring legal representation for repeated court appearances with your various creditors' attorneys. This translates into potential wage garnishment, repossession of vehicles, foreclosure, i.e., a laundry list of financial disasters for the desperate debtor. Great results, right? Then why do so many people fall prey to this scam?
Probably one of the main reasons is a popular method used to promote it – MLM, or multi-level marketing. Often a friend, neighbor or relative will approach you with a sensational-sounding "amazing discovery of a foolproof method of totally eliminating their debts" and want to share it with you before the price goes up/the Feds crack down/etc., etc. The only amazing aspect of this is how many normally intelligent people fall for the outrageous hype.
Here's the plain truth. Legitimate debt elimination involves payment in full (on your own or via credit counseling and debt consolidation programs), bankruptcy (increasingly difficult since new bankruptcy legislation was passed in October 2005), or haggling with your creditors to reduce the balances due by 50% or more (debt settlement). Which option is best for you depends on your financial situation. In other words, true debt elimination IS possible. You just have to use the right approach. Don't be fooled by the scams and be sure to thoroughly research any company you do business with before signing a contract or paying any fees.
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- Transfer your balance to New Millenium Bank Secured Black Diamond Visa®
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So what is Success University all about anyway? Well, it actually is an online University that people can enroll in.
Success University offers training and development in every facet of life - time management, finance/investment, goal setting, leadership, life balance, health, leadership, networking, relationships, and much more. It is the most visited personal development website in the world according to Alexa Dec., 2005 and they are the first online educational company that is exclusive to personal development and entrepreneurialism.
What they have done at Success University is to develop a system that combines all the benefits of personal development, online learning and Internet marketing. Just the personal development sector alone has grown to over 64 billion dollars worldwide.
The Success University system offers easy access to many of the world's most prominent leaders in personal development. Leaders such as Jay Abraham, Asha Tyson, Robert Allen, Kandee G., Zig Ziglar, Jim Rohan, Tony Alessandra, Dr. Wayne Pickering and Dr. Sheila Murray Bethel.
Personal development training is provided through recorded conference calls, automated email lessons, live conference calls, ebooks, downloadable lessons and workbooks, and an extensive electronic audio and video library. There are also online lessons that people can enroll in and learn at their own pace.
The resources offered at Success University can help people with personal growth, whether that be through financial success, becoming healthier, or by improving relationships.
Some of the best online marketing tools are available through Success University. They provide several websites that can be used for targeted marketing and they also have an automated lead capture system that follows up with potential prospects. Members can also follow up directly with these prospects since they are provided with their contact information as well.
Success University also provides the skills that are needed to run a successful Internet home business. They explain business strategies such as how to do pay per click advertising, the fastest way to build your network marketing downline, new ways to advertise your online business, goal setting and many other business building related topics are covered.
Success University provides an innovative payment system that provides bonuses based on the number of people that are refered along with a generous compensation plan. The compensation plan may at first glance appear complicated, but Success University offers many resources detailing the plan, including an excellent training call that explains everything quite nicely.
Since their compensation plan is based on a binary plan and thus can help regular people profit quickly, they have a high member retention rate which is unusual in the normally volatile network marketing industry.
One of the many marketing incentives that Success University offers is a $2 trial. This offer not only provides $1,947 worth of personal development products free, but Success University also donates the $2 to the Save the Children Fund. This incentive alone has brought in thousands of people.
The free 14-day trial offers the opportunity to learn more about the program and the compensation plan. If you are serious about improving your life and thus your success, then you should at least check out their free trial. The 2 weeks will allow you to access so much educational information that there is no way to finish it all within the two weeks.
Success University has taken an industry that is positioned to grow exponentially and created an online business that is getting ready to skyrocket. Those who are onboard and committed will have an opportunity to profit like never before.
The demand for the products that Success University offers is huge and the amount of people coming online every day looking for just such as opportunity is virtually untapped.
This program is not a scam, not a get rich-quick program and not something to try for a few months and then give up. Success University is a win-win situation for all.
Think of Success University as a "how to" guide on how to be successful. Let them provide all the details on how to actually do it while encouraging you to believe in yourself and if you take action, then it is possible to achieve whatever you desire.
Copyright 2006 by Joe Rispoli
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