 Hilton HHonors® Platinum Credit Card
 |
 |
Intro APR: 2.9%
|
Issuer: American Express
|
Fundamentals of the Card
Make American Express and Hilton HHonors your travel team.
Accelerate your way to free travel with the Hilton HHonors Platinum Credit Card from American Express. You'll earn Hilton HHonors points toward free hotel stays and travel packages just for charging your purchases on the Card. Plus, you'll enjoy all the benefits you want in a credit card:
- 7,500 HHonors bonus points with your first purchase.
- 5 HHonors bonus points for every eligible dollar you spend at over 2,300 Hilton HHonors hotels worldwide
- 3 HHonors bonus points for every other eligible dollar you spend on purchases
- The option to extend payment with a low introductory APR for purchases
- American Express service at home and abroad
- American Express retail, travel and insurance benefits. 1
Transfer Balances Fee-Free
Transfer balances from your higher-rate MasterCard®, Discover®, and Visa®: cards to your American Express®: Card account with no transaction fee! Then enjoy the low APR: 2.9% for first six months of cardmembership, on BT requests submitted with this application.
Unparalleled Customer Service, 24 hours a day
American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call the phone number on the back of your Card.
How to Earn HHonors Points
Earn points with every stay and every purchase. From dining out to fueling your car, you can use the Hilton HHonors Platinum Credit Card from American Express wherever American Express Cards are welcomed. You earn three HHonors bonus points for every eligible dollar spent with the Card, five HHonors bonus points for using the Card to stay at any Hilton HHonors hotel, and 7,500 points as a Welcome Bonus! Plus, you'll be automatically enrolled in Hilton HHonors, the only hotel guest reward program that lets you DoubleDip®, so you can earn both Hilton HHonors points and airline miles at any of more than 2,300 participating Hilton®, Conrad™, Doubletree®, Embassy Suites Hotels®, Hampton Inn®, Hampton Inn & Suites®, Hilton Garden Inn®, Homewood Suites® by Hilton and Scandic Hotels worldwide. 2
Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.
Your Online Year End Summary
Your Year End Summary of Charges, available online as of February 5, 2004, gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.
 Back to the category menu
 Apply for Hilton HHonors® Platinum Credit Card
|
| 
|
You have unbearable debts and the debt consolidation might be your option for you debt problem. There are so many debt consolidation agencies around in the marketing with their "The Best" debt management program which will help you to resolve your debt problem. All the plans seem to very good and it is a hard decision for you to select the best for you. While considering all the plans offers by debt consolidation agencies, there are at least 3 worst debt consolidation moves which you should avoid them. These 3 worst debt consolidation moves include: 1. The Hard-Money Loan If you already miss a few months' repayment and your repayment sums are piling up and exceed your monthly financial capability; and you are tired of answering harassing call and mails from various creditors to urge you to make payment. Then, you probably need a loan urgently to eliminate the harassment from creditors and bring down your monthly repayment to affordable level. The consolidator may entice you with promises of an easy-does-it loan, and end up charging you higher interest rates than you're paying now -- as high as 21% or 22%. "Your monthly payment may be lower" with one of these loans, "but you'll end up paying more". You should get a consolidator who will look for other alternatives besides offering you an easy loan with high interest rate, such as negotiate with your creditors for better repayment options. 2. Debt Consolidators Who Promise to Take Care of Everything The debt consolidation companies may incur an up front fee of one easy payment to cover for everything, they will negotiate lower interest rates, reduce your monthly payments. & etc. These debt consolidation companies will promise you that they will take care everything for you and all you have to do is make "one Easy payment' In reality, many debt consolidators build in a fee as part of the monthly payment you make to them. It's usually about 10% of the payment (i.e. about $50 on a $500 monthly payment). They pass along your payments to the creditor and get back a 10% to 15% from your creditors; normally this is part of the negotiation outcome with your creditors. Here's another risk with consolidators you should know about: they have been known, in some cases, to make late payments or even miss payments, thus worsening your plight (and your credit record). Hence, it is good for you to follow up with the debt consolidation company or even your creditors to check you payment status. 3. The Balance Transfer Trap Low-interest balance-transfer cards are a dime a dozen these days, but remember that those rates only last a few months. Most of the balance transfer plans offer you with a low interest for the first fee month normally 3, 6 or 9 months; after that period, the interest rate will get back to normal, worse still almost all the balance transfer plans will require you to pay for a process fee. After that "low-interest-rate" period, you may have to apply new card to balance transfer these amount again. The danger is that at some point all this activity begins to show up on your credit report, and you start to look like a bad risk. If you think you can swing from the balance-transfer vines for a few months, just make sure you formally close all your accounts yourself, and then notify the credit-card company to mark the account "closed at customer's request". Otherwise, on your credit report, it will look like the creditor closed your account which will have a bad impact on you credit record. Summary A debt consolidation is an option for you to resolve your debt problems and they are many alternatives and plans offers on debt consolidation. Review them carefully and avoid worse debt consolidation moves as mention above if you have a better option. |
|
Cheap Loans UK
Looking for Cheap Loans in the UK. We'll search the UK loan market to find you a cheap loan suited to your finances.
Debt Consolidation
Complete our application form for the fastest way to receive a debt consolidation loan from 1 Stop Finance Shop UK.
Debt IVA
IVAs are for people with unaffordable debts. An IVA can enable you to write off up to 75% of your debt. For more details, visit the-debt-clinic.co.uk today!
|
- Transfer your balance to Hilton HHonors® Platinum Credit Card
- There are several ways in which people try to get out from under the weight of debt that is keeping them down. Most people have heard about various methods of credit card debt settlement which include debt negotiation and settlement, and these are often confused with the term consumer debt counseling. It is important that people understand the difference between the terms before deciding on a course of action to settle credit card debt. If a consumer turns to a counselor for help, that counselor is committed to working with the individual in order to find a way to lower the monthly payments towards outstanding debt in such a way that it is manageable.
Some people wonder at what point they should think about seeking out the services of a credit counselor. If you find that you are being called by bill collectors or collection agencies on a regular basis, it is probably the right time to go out and look for a good counselor.
First, keep in mind that not all credit counseling companies are created equal. There are hundreds of companies out there that offer these services, and while many are legitimate, some are scams that will result in the debtor in a deeper hole than what was there in the first place. One tell tale sign is an offer to get rid of your debt immediately, as if by magic. Nothing is easy, and credit management is no exception. These solutions are simply not possible. Instead, check the company out carefully. A sign that the company is probably right for you is if it has been accredited by the Consumer Credit Counseling Services.
It is important after you decide on the company that best suits you that you are absolutely honest with the counselor you are appointed. This person is there to help you, and holding information back will impede her ability to do her job. After you have explained your situation the counselor will begin to put the affairs in order. The first step is talking to your creditors and renegotiating both the payment plans and the interest rates.
Some people are familiar with the idea of debt management systems that require a lump sum to be paid to the company, out of which the monthly payments are made. One downside to this strategy is that even good credit companies are subject to error from time to time, and a missed payment will reflect on your credit in a negative manner. For this reason, many people choose to manage their payments schedules themselves after determine the course with their counselors.
Legitimate companies are often sponsored as non-profits by creditors, and as such they do not charge high fees for their services. You should beware of companies that do ask for a large amount up front as the odds are good that they area scam; avoid these and look for a different company.
You should also know that using a credit counselor may put a black mark on your credit record, as it indicates that you have overstepped you means and are in financial trouble. In the long term, though, it would probably be more damaging to not make any changes at all and try to clear yourself all on your own. After all, this is how the debt was accumulated in the first place.
- Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
- Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
|
|
|
