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Balance Transfer to Blue Cash from American Express Blue CashSM from American Express®


Blue Cash from American Express
Intro APR: 0%

 Issuer: American Express

0% APR for 6 months, no annual fee


Earn unlimited cash rewards automatically
When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase.

Powerful shopping
Not only do we watch out for and reimburse fraudulent charges, we can extend the length of the original manufacturer's warranty up to one additional year on your eligible purchases that have U.S. warranties of five years or less.
2 Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 or Policy EW-IND and is subject to change with notice. This document does not supplement or replace the Policy.

No annual fee is just the beginning
You decide if you want to pay charges over time or pay in full - and you won't pay any interest on purchases for up to 6 months when you get the Card.

Travel with peace of mind
The Global Assist® Hotline provides 24/7 emergency medical, legal, and financial assistance, and more, when you're more than 100 miles away from home.3





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Apply for Blue CashSM from American Express®

If you’re looking to consolidate debt, you may want to consider an unsecured debt consolidation loan. This type of loan does not put your property in jeopardy by using it as collateral; therefore it’s a great choice to save you both money, and your credit.

You’ll have to figure out just how much you owe, on all of your credit cards plus store cards, and take out a loan that covers this amount, at least. This will be your first step for applying.

One thing to be aware of is the interest on your current cards, because it may be that these are actually lower than your unsecured consolidation loan. Since it would be silly to get yourself into a higher interest rate, the alternative would be to transfer the balances, if possible, to the card with the lowest interest.

If you do decide that it’s best to go for the loan you originally planned on, the unsecured loan, the best thing to do is shop through lenders and price and compare. You can find all of the information that you’ll ever need on the Internet. Gathering referrals from friends and family can be helpful in obtaining your loan.

Your credit and income will heavily determine your interest rate, the amount you may obtain, and the length of your new loan. Some interest rates are fixed while others are variable. You’ll want to find all of this out ahead of time before venturing out on your debt management quest.

The process isn’t always the fastest when it comes to closing the loan. To speed it up, you’ll want to submit copies of statements of all of your credit cards and loans, to verify where the loan money will go.

Again, you’ll want to make sure that the monthly payments that you’ll be making on this new loan aren’t higher than the payments that you were paying before; especially since the interest on these loan aren’t tax deductible.

Be careful in choosing your loan, and make sure that when you're investing in your future your making a wise decision.

It is important to ensure that an unsecured debt consolidation loan reduces the overall amount of monthly payments and interest you pay. Also be aware that the interest paid on credit card debt or personal loans is not tax deductible.


  • Transfer your balance to Blue CashSM from American Express®

  • Mortgage Basics

    A typical mortgage loan, such as a 30 year fixed loan, requires you to pay off your principal balance slowly over time. Each month your monthly payment consists in part of an interest payment and in part a payment towards the principal of the loan. Slowly over time you pay the loan off. In 30 years the loan will be entirely paid off.

    Interest Only Mortgages

    An interest only mortgage is a very popular option these days with borrowers.

    In this loan type a borrower only pays the interest and not the principal.

    The monthly payment is lower than on a comparable loan of the same size and interest rate. The principal balance of the loan will not increase or decrease. As long as interest only payments are made the loan size will remain the same.

    Loan Options

    There are many new interest only loan options.

    There is an interest only option on a 30 year fixed loan. It allows a borrower to make interest only payments for the first 10 years of the mortgage. The interest rate remains the same throughout the 30 year term of the loan. This type of loan offers the borrower the security of a fixed interest rate with the advantage of a lower payment in the first several years.

    There are even newer mortgages that allow for an interest only payment for the entire 30 year term of the loan. At the end of the loan term in 30 years you will still owe the same amount that you started with. In theory your property price may have increased substantially so you will still have gained equity on your property.


  • Raise your credit score with a help of Credit-Rocket! Read the Chase credit card reviews
  • Tired of high charges? Find the best database for credit cards! Read the fine print and find the Annual Percentage Rate (APR). This is the interest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.